Compare Reverse Mortgage Lenders in Laguna Beach, California

Residents of Laguna Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Beach195 Providers Total

OnPoint Mortgage Pro

Independent Broker

5(78)

Status: Operational

Irvine, CA
(949) 486-8200
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanInvestment Property Loan

Mutual of Omaha Mortgage

Independent Broker

4.8(264)

Status: Operational

Irvine, CA
(949) 238-6571
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sean Skaggs | 🍊OC Reverse Mortgage Specialist

Independent Broker

5(1)

Status: Operational

Irvine, CA
(714) 875-7979
Reverse MortgageRefinance

Homeland Financial Network, Inc

Independent Broker

4.7(68)

Status: Operational

Lake Forest, CA
(866) 784-5164
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 398-3650
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Don Parsons at Cross Country Mortgage, LLC

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(949) 428-3099

Beau Hollingsworth - Mortgage Broker

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(949) 233-2521
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Leslie Heid at CrossCountry Mortgage

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(800) 316-9311
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

5(1)

Status: Operational

Newport Beach, CA
(917) 318-4096
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sarena Talbert at CrossCountry Mortgage

Independent Broker

4.9(15)

Status: Operational

Newport Beach, CA
(949) 554-2620
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

The Lending Team

Independent Broker

5(20)

Status: Operational

Newport Beach, CA
(949) 200-6677
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Michael Martin, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 276-8570
Reverse Mortgage

Glenn Henry, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(310) 433-0637
Reverse Mortgage

Pacific Coast Home Loans & Realty, Inc

Independent Broker

4.9(34)

Status: Operational

Newport Beach, CA
(866) 674-6592
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Family Financial Home Loans, Inc.

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 262-0008
Conventional LoanReverse MortgageJumbo LoanRefinance

Local Area Summary

Active Coverage

Laguna Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sean Mesdaghi, NMLS# 264444, located in Laguna Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8488 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.