Compare Reverse Mortgage Lenders in Laguna Niguel, California

Whether you need a standard HECM or a jumbo reverse mortgage in Laguna Niguel, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Niguel

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Niguel191 Providers Total

Amir Salah - Senior Mortgage Loan Consultant

Independent Broker

5(18)

Status: Operational

Irvine, CA
(949) 973-3624
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

HomeSmart Advisors

Independent Broker

5(78)

Status: Operational

Costa Mesa, CA
(949) 209-7667
RefinanceFHA LoanVA Loan

ML Home Loans

Independent Broker

5(31)

Status: Operational

Costa Mesa, CA
(949) 813-9272
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Guaranteed Rate

Independent Broker

4.9(261)

Status: Operational

Santa Ana, CA
(866) 934-7283
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David Tran Broker

Independent Broker

No Reviews

Status: Operational

Costa Mesa, CA
(949) 523-9494
Commercial LoanReverse MortgageHELOC / Home EquityJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Right Choice Mortgage, Inc Ken Tyler

Independent Broker

No Reviews

Status: Operational

Rancho Santa Margarita, CA
(949) 900-6505
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Right Choice Mortgage, Inc

Independent Broker

4.6(10)

Status: Operational

Rancho Santa Margarita, CA
(949) 900-6725
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Next Generation Lender

Independent Broker

5(3)

Status: Operational

Rancho Santa Margarita, CA
(949) 606-3747
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Schuler Lending Team

Independent Broker

5(10)

Status: Operational

Santa Ana, CA
(760) 707-8548
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Keith DeJohn, Mortgage Lender - A Professional Mortgage Experience

Independent Broker

5(68)

Status: Operational

Santa Ana, CA
(714) 612-5501
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Matthew Lewis Team | Arbor Financial Group | NMLS 987209 | Purchase | Refinance | Reverse Mortgage

Independent Broker

5(57)

Status: Operational

Santa Ana, CA
(909) 559-5761
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

The Kopelson Team | Arbor Financial Group

Independent Broker

5(49)

Status: Operational

Santa Ana, CA
(949) 290-9494
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

ARBOR Financial Group | #1 Mortgage Broker

Independent Broker

4.9(281)

Status: Operational

Santa Ana, CA
(866) 521-6488
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dat Loans - Everyday Lending Group - Arbor Financial

Independent Broker

5(103)

Status: Operational

Santa Ana, CA
(714) 705-4013
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Momi Pointer - Arbor Financial Group

Independent Broker

5(64)

Status: Operational

Santa Ana, CA
(714) 423-4129
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Laguna Niguel has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sean Mesdaghi, NMLS# 264444, located in Laguna Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8488 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.