Compare Reverse Mortgage Lenders in Laguna Woods, California

Residents of Laguna Woods have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Woods

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Woods200 Providers Total

Mutual of Omaha Mortgage

Independent Broker

4.8(264)

Status: Operational

Irvine, CA
(949) 238-6571
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Today's Home Mortgage

Independent Broker

5(25)

Status: Operational

Lake Forest, CA
(800) 396-1496
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Coastal Pacific Financial

Independent Broker

No Reviews

Status: Operational

Laguna Beach, CA
(949) 422-5009
Reverse MortgageFHA LoanVA Loan

ILG Home Loans

Independent Broker

5(53)

Status: Operational

Mission Viejo, CA
(714) 696-6773
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Link 1, Inc

Independent Broker

No Reviews

Status: Operational

Mission Viejo, CA
(714) 739-5349
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Matt Nouraei - Linour Lending

Independent Broker

5(10)

Status: Operational

Laguna Beach, CA
(949) 338-1085
HELOC / Home EquityCommercial LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

JDR Mortgage

Independent Broker

5(1)

Ready to help with your HECM goals.

Laguna Niguel, CA
(949) 630-9651
Conventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

RTC Mortgage Corporation

Independent Broker

5(2)

Status: Operational

Laguna Beach, CA
(949) 494-4701
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanJumbo Loan

Aliso Niguel Mortgage

Independent Broker

No Reviews

Status: Operational

Laguna Beach, CA
(949) 533-9333
Reverse MortgageRefinance

Essex Mortgage

Independent Broker

4.8(26)

Status: Operational

Laguna Niguel, CA
(888) 892-4070
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Spectrum One Mortgage

Independent Broker

3(2)

Ready to help with your HECM goals.

Mission Viejo, CA
(949) 315-7425
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Network Lending Services

Independent Broker

5(32)

Status: Operational

Laguna Niguel, CA
(949) 797-9188
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Paul Javaheri at C2 Financial

Independent Broker

5(9)

Status: Operational

Laguna Niguel, CA
(949) 218-1822
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Ameri-Mtg

Independent Broker

No Reviews

Status: Operational

Foothill Ranch, CA
(949) 273-1200
FHA LoanVA Loan

Mortgage League of America

Independent Broker

3(2)

Status: Operational

Mission Viejo, CA
(949) 632-4347
Reverse MortgageHELOC / Home EquityVA Loan

Local Area Summary

Active Coverage

Laguna Woods has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Elixir Mortgage Lending, located in Aliso Viejo just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8480 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.