Reverse Mortgage Specialists in Lockwood

Residents of Lockwood have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Lockwood

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Lockwood19 Providers

Envoy Mortgage

Independent Broker

5(6)

Status: Operational

Cambria, CA
(805) 329-6011
RefinanceReverse MortgageVA Loan

Zoe Raithel at Certainty Home Lending (NMLS #894102)

Independent Broker

5(40)

Status: Operational

Paso Robles, CA
(805) 400-8585
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

John Samsky III, Loan Officer

Independent Broker

5(6)

Status: Operational

Paso Robles, CA
(805) 610-2444
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

KD Capital Mortgage Corporation

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 226-5550
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Ken Neate CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(925) 963-1015
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Kyle Davis - Pacific Trust Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 434-8420
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Vision Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 975-8584

Pacific Trust Mortgage - Darryl Stolz

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 242-4454
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 591-4795
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Scott Elmerick at Certainty Home Lending (NMLS #742366)

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(805) 550-1339
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Certainty Home Lending

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(773) 435-0960
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Excel Mortgage Services

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(805) 975-8584
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Colony Mortgage

Independent Broker

No Reviews

Status: Operational

Atascadero, CA
(805) 466-3598
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Central Coast Lending

Independent Broker

4.2(5)

Status: Operational

Atascadero, CA
(805) 543-5626
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Mortgage House

Independent Broker

5(4)

Status: Operational

Atascadero, CA
(805) 466-6766

Leslie Kight | V.I.P. Mortgage Inc. Branch Manager, Reverse Mortgage, Divorce Lending

Independent Broker

5(15)

Status: Operational

Atascadero, CA
(805) 709-7234
Reverse MortgageJumbo Loan

Envoy Mortgage

Independent Broker

5(96)

Status: Operational

Morro Bay, CA
(805) 225-6166
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

EstaR Reverse

Independent Broker

No Reviews

Status: Operational

Morro Bay, CA
(805) 203-6872
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Platinum Capital Mortgage

Independent Broker

5(9)

Status: Operational

Salinas, CA
(831) 229-1116
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Lockwood has 19 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Envoy Mortgage, located in Cambria just 29.7 miles away.

Community Trust

These local professionals maintain a combined 181 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.