Compare Reverse Mortgage Lenders in Los Altos, California

Whether you need a standard HECM or a jumbo reverse mortgage in Los Altos, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Los Altos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Los Altos194 Providers Total

Norcal Capital Group, Inc

Independent Broker

No Reviews

Status: Operational

Millbrae, CA
(650) 763-1924
Refinance

Bay Equity Home Loans

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 461-0100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage 831

Independent Broker

5(2)

Status: Operational

Scotts Valley, CA
(831) 588-7201
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Char Johanson at Franklin Loan Center

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 331-0082
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Community West Mortgage

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(408) 281-8383
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jessie Yeung - Mortgage Connection

Independent Broker

5(14)

Status: Operational

South San Francisco, CA
(650) 242-5058
Conventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Connection

Independent Broker

5(20)

Status: Operational

South San Francisco, CA
(650) 553-9880
Conventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Gaurav Vaish

Independent Broker

5(7)

Status: Operational

Pleasanton, CA
(510) 513-9369
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Marty Appel - Reverse Mortgage Professional

Independent Broker

No Reviews

Status: Operational

San Leandro, CA
(510) 701-2167
Reverse MortgageRefinance

Megan Price - Mortgage Loan Officer | Home Loans & Refinancing

Independent Broker

5(27)

Status: Operational

Pleasanton, CA
(209) 361-6499
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Excel Realty and Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 408-0702
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Excel Realty & Mortgage, Inc.

Independent Broker

4.8(16)

Status: Operational

Pleasanton, CA
(925) 398-6808
Refinance

Kathleen Senna - Excel Realty and Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 408-0702
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Jennifer Nay - Excel Realty & Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(510) 508-1165
Refinance

InstaFi Home Loans

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(844) 467-8234
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Los Altos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Andre Gutierrez at Rate (NMLS #251241), located in Los Altos just 2.2 miles away.

Community Trust

These local professionals maintain a combined 7609 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.