Compare Reverse Mortgage Lenders in Lotus, California

Whether you need a standard HECM or a jumbo reverse mortgage in Lotus, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Lotus

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Lotus200 Providers Total

Lacy Pryde, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(707) 628-0988
Reverse Mortgage

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Placerville, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kevin Mathews Lending Team

Independent Broker

5(7)

Status: Operational

Auburn, CA
(530) 401-3703
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tony Lomatchinski | EZ Mortgages

Independent Broker

5(4)

Status: Operational

Placerville, CA
(916) 586-5552
USDA LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA Loan

EZ Mortgages

Independent Broker

5(24)

Status: Operational

Placerville, CA
(530) 303-3643
USDA LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Steve Orloff - Equip Mortgage

Independent Broker

5(3)

Ready to help with your HECM goals.

El Dorado Hills, CA
(916) 620-7888
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Essex Mortgage

Independent Broker

4.8(72)

Status: Operational

El Dorado Hills, CA
(916) 439-1275
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Troyia Ann Smith-Myers, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 887-3700
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 887-3700
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Marquis Mortgage

Independent Broker

5(1)

Status: Operational

Cameron Park, CA
(916) 933-0339
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Land Home Financial Services

Independent Broker

4.8(18)

Status: Operational

Cameron Park, CA
(530) 586-0923
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jenn Davis - HomeGuide Mortgage Senior Loan Officer NMLS# 240738

Independent Broker

5(5)

Status: Operational

Cameron Park, CA
(916) 530-2798
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Paula Harvey - HomeGuide Mortgage

Independent Broker

5(1)

Status: Operational

El Dorado Hills, CA
(916) 530-2230
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jeff Eberhart, Edge Home Finance

Independent Broker

5(63)

Status: Operational

Loomis, CA
(916) 606-3779
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Omar Carrasco

Independent Broker

5(28)

Status: Operational

Granite Bay, CA
(916) 995-1142
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

Lotus has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Mathews Mortgage, located in Cool just 6.1 miles away.

Community Trust

These local professionals maintain a combined 5430 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.