Compare Reverse Mortgage Lenders in Lotus, California

Whether you need a standard HECM or a jumbo reverse mortgage in Lotus, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Lotus

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Lotus200 Providers Total

JJ Mack Team - American Pacific Mortgage

Independent Broker

4.9(109)

Status: Operational

Roseville, CA
(916) 517-1800
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Katie Pastor Trinidad, Sr. Mortgage Lender NMLS #885654

Independent Broker

5(115)

Status: Operational

Roseville, CA
(916) 850-5956
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Daniel O'Brien - NMLS 2279209 - Partners Mortgage

Independent Broker

5(1)

Status: Operational

Roseville, CA
(916) 600-5374
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Rusty Mendoza, Certified Mortgage Planner, NMLS 226530 -Partners Mortgage

Independent Broker

5(11)

Status: Operational

Roseville, CA
(916) 276-2575
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Partners Mortgage

Independent Broker

5(120)

Status: Operational

Roseville, CA
(916) 782-9494
FHA LoanConventional LoanRefinanceVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

New American Funding - Steven Baker

Independent Broker

5(11)

Status: Operational

Roseville, CA
(916) 970-7340
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Chris Lee

Independent Broker

5(13)

Status: Operational

Roseville, CA
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

California Loan Associates

Independent Broker

5(92)

Status: Operational

Rocklin, CA
(916) 626-5599
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Lending Solutions

Independent Broker

5(6)

Status: Operational

Folsom, CA
(916) 299-0044
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Shane Scott, California Home Loans

Independent Broker

5(15)

Status: Operational

Folsom, CA
(916) 812-0045
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012

Independent Broker

5(44)

Status: Operational

Folsom, CA
(916) 539-5652
RefinanceReverse MortgageFHA LoanVA Loan

Integrity Mortgage

Independent Broker

5(80)

Status: Operational

Orangevale, CA
(916) 987-0899
Conventional LoanFHA Loan

Zane Jacobs - CMG Financial Sales Manager NMLS# 1508307

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 836-9523
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hank Rhoads - American Senior Reverse Mortgage

Independent Broker

5(9)

Status: Operational

Lincoln, CA
(916) 409-7424
Reverse Mortgage

Homecite Mortgage Corporation

Independent Broker

4.7(14)

Status: Operational

Roseville, CA
(916) 788-4441
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Lotus has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Mathews Mortgage, located in Cool just 6.1 miles away.

Community Trust

These local professionals maintain a combined 5430 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.