Reverse Mortgage Specialists in Lucerne

Finding the right HECM specialist in Lucerne requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Lucerne

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Lucerne38 Providers

Guillermo "Memo" Zazueta - Nexa Mortgage NMLS#1771204

Independent Broker

5(45)

Status: Operational

Ukiah, CA
(707) 477-9634
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Paramount Residential Mortgage Group, Inc.

Independent Broker

No Reviews

Status: Operational

Ukiah, CA
(866) 776-4937
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tyler Fowler, Mortgage Broker, Fowler Mortgage Group

Independent Broker

5(14)

Status: Operational

Middletown, CA
(707) 799-9397
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Guerneville, CA
(707) 604-7542
Reverse Mortgage

New American Funding - Donovan Garcia

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(925) 281-0806
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

New American Funding - Erik Oquist NMLS 447900

Independent Broker

5(34)

Status: Operational

Santa Rosa, CA
(707) 889-5626
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Dan Samera

Independent Broker

5(9)

Status: Operational

Santa Rosa, CA
(925) 400-9125
Conventional LoanReverse MortgageFHA LoanVA Loan

Home Funding Corp.

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(800) 308-4999
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Guild Mortgage - Marco Guerra

Independent Broker

5(10)

Status: Operational

Santa Rosa, CA
(510) 872-3333
Conventional LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

New American Funding - Dan Toothman

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
N/A
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Tony Falbo at Homeowners Financial Group USA, LLC

Independent Broker

4.8(4)

Status: Operational

Santa Rosa, CA
(707) 326-7353
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Jennifer Kempton

Independent Broker

5(5)

Status: Operational

Santa Rosa, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Edith Singleton

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 203-0053
Conventional LoanReverse MortgageFHA LoanVA Loan

Alliance Reverse Mortgage

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 568-1144
Reverse MortgageJumbo LoanRefinance

Primary Residential Mortgage, Inc.

Independent Broker

4.7(9)

Status: Operational

Santa Rosa, CA
(707) 528-6519
RefinanceReverse MortgageVA Loan

Karine Villeggiante, GTG Financial Inc.

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 291-5889
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Carissa Abazia - Mortgage Broker

Independent Broker

5(5)

Status: Operational

Santa Rosa, CA
(707) 595-2537
Reverse MortgageConstruction / Rehab Loan

Glenn Groves - GTG Financial, Inc.

Independent Broker

5(168)

Status: Operational

Santa Rosa, CA
(707) 546-0440
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066

Independent Broker

No Reviews

Status: Operational

St Helena, CA
(707) 293-1153
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

5(76)

Status: Operational

Santa Rosa, CA
(866) 934-7283
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Omega Mortgage Group

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 595-9205
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

WayLend

Independent Broker

5(4)

Status: Operational

Santa Rosa, CA
(707) 921-2422
Reverse MortgageInvestment Property LoanRefinance

WayLend-Nicole Conners

Independent Broker

5(6)

Status: Operational

Santa Rosa, CA
(707) 615-7261
Reverse MortgageInvestment Property LoanRefinance

Steve Cameron | Senior Mortgage Advisor | NMLS 253275

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 849-8523
USDA LoanConventional LoanReverse MortgageFHA LoanJumbo Loan

Bill Barnett | Senior Mortgage Advisor | NMLS 258603

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 888-9997
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

John Sannar | Senior Loan Advisor | NMLS 255606

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 529-2836
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Ryan Mortgage Company

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 526-2626
Commercial LoanReverse MortgageConstruction / Rehab Loan

Cynthia Kee Reverse Mortgate Specialist

Independent Broker

No Reviews

Status: Operational

St Helena, CA
(707) 812-2102

Empower Capital Group

Independent Broker

5(22)

Status: Operational

Santa Rosa, CA
(707) 522-1887
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Arlene Kraushaar

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 337-9311
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jamelie Samonte

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 696-6054
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Richard McChinak | CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 292-5866
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mortgage - Bank of America

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 583-8100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

California Home Loans

Independent Broker

5(3)

Status: Operational

Santa Rosa, CA
(707) 536-1095
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Seliga Financial

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 577-8737
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

America's Home Loans - Santa Rosa CA

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 579-5411
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Sebastopol, CA
(707) 887-1275
Reverse Mortgage

HP Investments

Independent Broker

5(2)

Status: Operational

Rohnert Park, CA
(707) 581-6999
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Lucerne has 38 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guillermo "Memo" Zazueta - Nexa Mortgage NMLS#1771204, located in Ukiah just 23.3 miles away.

Community Trust

These local professionals maintain a combined 420 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.