Reverse Mortgage Specialists in Lucerne Valley

If you're searching for reverse mortgage lenders in Lucerne Valley, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Lucerne Valley

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Lucerne Valley86 Providers

Miguel For Mortgage

Independent Broker

5(21)

Status: Operational

Apple Valley, CA
(909) 534-1510
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Primary Residential Mortgage, Inc.

Independent Broker

5(5)

Status: Operational

Big Bear Lake, CA
(909) 752-5355
RefinanceReverse MortgageVA Loan

Lawrence Oliver | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Big Bear Lake, CA
(909) 227-8896
RefinanceReverse MortgageVA Loan

Tiffany Burton | Sales Manager | Primary Residential Mortgage, Inc.

Independent Broker

5(4)

Status: Operational

Big Bear Lake, CA
(909) 227-8896

Adolph Collaso

Independent Broker

5(23)

Status: Operational

Apple Valley, CA
(760) 242-8822
Conventional LoanReverse MortgageFHA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Cherry Creek Mortgage

Independent Broker

No Reviews

Status: Operational

Apple Valley, CA
N/A
Conventional LoanReverse MortgageFHA LoanJumbo Loan

Choice Lending Corp

Independent Broker

4.4(20)

Status: Operational

Hesperia, CA
(760) 245-9433
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

McCabe Mortgage

Independent Broker

5(45)

Status: Operational

Victorville, CA
(760) 766-2303
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Cherry Creek Mortgage Company

Independent Broker

No Reviews

Status: Operational

Victorville, CA
(714) 319-9916
Conventional LoanReverse MortgageFHA LoanJumbo Loan

Mojave River Mortgage

Independent Broker

5(7)

Status: Operational

Victorville, CA
(760) 713-6137
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

PRMG

Independent Broker

No Reviews

Status: Operational

Victorville, CA
(951) 313-1570
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Acrisure Mortgage, LLC

Independent Broker

5(21)

Status: Operational

Victorville, CA
(866) 766-8885
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Julian Garcia - Mortgage Broker - SYNC Mortgage Group

Independent Broker

5(70)

Status: Operational

Victorville, CA
(803) 439-3313
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Richard Ellsberry | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Running Springs, CA
(909) 939-4133
RefinanceReverse MortgageVA Loan

Robyn Augustine | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Ready to help with your HECM goals.

Running Springs, CA
(909) 939-4133
RefinanceReverse MortgageVA Loan

Paul Haefele - Home Mortgage Solutions

Independent Broker

5(3)

Status: Operational

Barstow, CA
(442) 242-4478
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Westin Mortgage

Independent Broker

No Reviews

Status: Operational

Highland, CA
(951) 682-1336
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

California Republic Mortgage - Mortgage Broker

Independent Broker

5(24)

Status: Operational

Highland, CA
(909) 255-3221
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

PRMG

Independent Broker

No Reviews

Status: Operational

Oak Hills, CA
(951) 313-1570
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Scott Hawkinson - PRMG

Independent Broker

5(1)

Status: Operational

Highland, CA
(760) 552-3322
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Oak Tree Home Loans & Finance

Independent Broker

4.4(13)

Status: Operational

Yucaipa, CA
(626) 497-8339
Conventional LoanCommercial LoanFHA LoanVA LoanJumbo Loan

DMI Lending

Independent Broker

5(1)

Status: Operational

Yucaipa, CA
(323) 650-6334
FHA LoanConventional Loan

Arrowhead Capital Corporation

Independent Broker

4.9(48)

Status: Operational

Redlands, CA
(909) 335-0430
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Local Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Redlands, CA
(909) 725-2930

The Bingaman Team

Independent Broker

5(1)

Status: Operational

Redlands, CA
(909) 208-6746
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Viewpoint Financial Home Loans

Independent Broker

4.9(96)

Status: Operational

Redlands, CA
(909) 335-7100
Reverse MortgageHELOC / Home EquityVA Loan

Susan Ferguson Loan Originator Westin Mortgage

Independent Broker

5(11)

Status: Operational

Redlands, CA
(951) 751-2946
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Westin Mortgage, Inc.

Independent Broker

5(3)

Status: Operational

Redlands, CA
(909) 630-2029
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Maria Metzgar

Independent Broker

No Reviews

Status: Operational

Redlands, CA
(951) 377-2102
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Matthew Rundle - Loan Originator - Westin Mortgage

Independent Broker

5(56)

Status: Operational

Redlands, CA
(909) 630-2029
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Damon Burns - Mortgage Broker

Independent Broker

5(52)

Status: Operational

Redlands, CA
(909) 312-4189
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Christopher Huston

Independent Broker

No Reviews

Status: Operational

Redlands, CA
(949) 943-4122
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

4.7(32)

Status: Operational

Redlands, CA
(909) 556-5055
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Gina Myers, Movement Mortgage

Independent Broker

5(7)

Status: Operational

Redlands, CA
(951) 750-3373
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

First Nations Home Finance Corp

Independent Broker

4.1(32)

Status: Operational

Yucca Valley, CA
(760) 415-7982
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage, Inc.

Independent Broker

4.3(11)

Status: Operational

Yucca Valley, CA
(760) 369-9263
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jesse Magana - Mortgage Broker

Independent Broker

5(46)

Status: Operational

San Bernardino, CA
(909) 543-8188
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Clear Lending Solutions Inc - NMLS ID 2007599

Independent Broker

5(10)

Status: Operational

Beaumont, CA
(909) 258-7072
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

INLAND HOME MORTGAGE

Independent Broker

4.8(29)

Status: Operational

Colton, CA
(951) 621-8119
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rob Peters at US Lender

Independent Broker

5(20)

Status: Operational

Beaumont, CA
(909) 855-4145
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

US Lender

Independent Broker

No Reviews

Status: Operational

Beaumont, CA
(909) 855-4145
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Fire Your Landlord - Fontana - Mortgage

Independent Broker

No Reviews

Status: Operational

Fontana, CA
(310) 350-2546
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Lindsey Magana, Loan Officer

Independent Broker

No Reviews

Status: Operational

Riverside, CA
(951) 315-8589
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

The Beaudoin Team

Independent Broker

5(9)

Status: Operational

Riverside, CA
(951) 438-7914
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cody Olson Home Loans

Independent Broker

5(10)

Status: Operational

Riverside, CA
(951) 494-2727
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Secure Choice Lending Corporate

Independent Broker

4.9(402)

Status: Operational

Riverside, CA
(951) 482-8313
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Nationwide Funding Group Corp.

Independent Broker

No Reviews

Status: Operational

Moreno Valley, CA
(951) 331-3370
Conventional LoanFHA LoanJumbo LoanVA Loan

Danee Y. McAtee | Castle & Cooke Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Riverside, CA
(951) 315-1855
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Change Home Mortgage

Independent Broker

No Reviews

Status: Operational

Riverside, CA
(951) 519-8518
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mark1 Real Estate & Mark1 Mortgage

Independent Broker

5(1)

Status: Operational

Rancho Cucamonga, CA
(909) 941-0637
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

GG Lending Services, Inc

Independent Broker

5(1)

Status: Operational

Rancho Cucamonga, CA
(909) 900-9565
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tennison Mortgage Solutions

Independent Broker

5(76)

Status: Operational

Rancho Cucamonga, CA
(909) 964-4516
Commercial LoanReverse MortgageRefinance

Edge Home Finance

Independent Broker

5(148)

Status: Operational

Rancho Cucamonga, CA
(626) 224-3375
Reverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

JP Dauber, Mortgage Lender NMLS #386298

Independent Broker

5(3)

Status: Operational

Rancho Cucamonga, CA
(909) 922-4797
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Emerge Mortgage

Independent Broker

No Reviews

Status: Operational

Riverside, CA
(951) 405-8017
HELOC / Home EquityRefinance

Fire Your Landlord - Loan Officer - Mortgage and Real Estate Agent - Chris Trapani The Mortgage Pro

Independent Broker

5(41)

Status: Operational

Rancho Cucamonga, CA
(909) 682-8108
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Jamal Akber, Mortgage Consultant at ML Mortgage Corp

Independent Broker

5(15)

Status: Operational

Rancho Cucamonga, CA
(833) 915-0509
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ivan and Maria Navarro

Independent Broker

4.6(115)

Status: Operational

Riverside, CA
(951) 202-1111

Home Funding Corp.

Independent Broker

4.2(5)

Status: Operational

Rancho Cucamonga, CA
(800) 308-4999
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

MortgageX

Independent Broker

4.7(15)

Status: Operational

Rancho Cucamonga, CA
(626) 310-0648
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

NEXGEN MORTGAGE, INC

Independent Broker

4(4)

Status: Operational

Rancho Cucamonga, CA
(909) 597-2025
Reverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Rancho Cucamonga, CA
(951) 393-2501
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Martin Yapur - The Yapur Group / Guaranteed Rate (NMLS #250402)

Independent Broker

5(70)

Status: Operational

Rancho Cucamonga, CA
(909) 910-3424
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mark Martinez at Rate (NMLS #847678)

Independent Broker

5(1)

Status: Operational

Rancho Cucamonga, CA
(909) 942-2031
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Karina Rodriguez at Rate (NMLS #255642)

Independent Broker

5(1)

Status: Operational

Rancho Cucamonga, CA
(951) 393-2507
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Russ Nelson at Rate (NMLS #255665)

Independent Broker

5(2)

Status: Operational

Rancho Cucamonga, CA
(909) 942-2030
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Evelyn Bravo, Loan Officer - Nexgen Mortgage, Inc

Independent Broker

5(5)

Status: Operational

Rancho Cucamonga, CA
(909) 830-1600
Reverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sherrian Johnson Ferguson at Rate (NMLS #305299)

Independent Broker

5(5)

Status: Operational

Rancho Cucamonga, CA
(909) 942-2033
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Esteem Mortgage

Independent Broker

5(6)

Status: Operational

Rancho Cucamonga, CA
(909) 732-3767
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Integrity Home Finance - A Mortgage Banking Firm

Independent Broker

4.8(33)

Status: Operational

Rancho Cucamonga, CA
(909) 945-8777
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

HouseKat MLO - Kat Saiz

Independent Broker

5(17)

Status: Operational

Rancho Cucamonga, CA
(909) 757-0815
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Rate

Independent Broker

No Reviews

Status: Operational

Rancho Cucamonga, CA
(909) 944-8800
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Esparza at Rate (NMLS #951572)

Independent Broker

5(2)

Status: Operational

Rancho Cucamonga, CA
(909) 944-8800
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Colleen Olivas at Rate (NMLS #379721)

Independent Broker

5(9)

Status: Operational

Rancho Cucamonga, CA
(909) 944-8800
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Billcutter Inc.

Independent Broker

5(9)

Status: Operational

Rancho Cucamonga, CA
(888) 855-1423
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Bernardo Rodriguez Loan Originator

Independent Broker

No Reviews

Status: Operational

Rancho Cucamonga, CA
(714) 469-4109
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Mortgage Phoenix Group

Independent Broker

5(105)

Status: Operational

Rancho Cucamonga, CA
(909) 324-4373
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Change Home Mortgage

Independent Broker

4(4)

Status: Operational

Riverside, CA
(951) 519-8518
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

National One Mortgage Corp.

Independent Broker

5(7)

Status: Operational

Riverside, CA
(951) 684-2600
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Vicky Kelly Global Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Cucamonga, CA
(951) 675-0257
FHA Loan

Ron Gomez-RWM Home Loans

Independent Broker

No Reviews

Status: Operational

Riverside, CA
(909) 709-1396
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Martin Rinon

Independent Broker

5(11)

Status: Operational

Riverside, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nelida Fernandez

Independent Broker

5(7)

Status: Operational

Riverside, CA
(951) 867-1067
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Lois Kenney, Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Riverside, CA
(951) 377-7410
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jim Hirotsu - Movement Mortgage

Independent Broker

5(1)

Status: Operational

Ontario, CA
(949) 694-0019
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CTC Financial Inc

Independent Broker

4.5(25)

Status: Operational

Rancho Cucamonga, CA
(909) 483-6600
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

Lucerne Valley has 86 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Miguel For Mortgage, located in Apple Valley just 16.1 miles away.

Community Trust

These local professionals maintain a combined 1888 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.