Compare Reverse Mortgage Lenders in Monarch Beach, California

Whether you need a standard HECM or a jumbo reverse mortgage in Monarch Beach, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Monarch Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Monarch Beach199 Providers Total

Reverse Mortgage Educators, Inc

Independent Broker

5(36)

Status: Operational

Irvine, CA
(800) 800-2190

American Senior Lending

Independent Broker

5(48)

Status: Operational

Irvine, CA
(866) 750-0558
Reverse MortgageHELOC / Home EquityInvestment Property LoanRefinance

HighTechLending, Inc.

Independent Broker

4.7(21)

Status: Operational

Irvine, CA
(866) 714-2040
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Ingram Company Realty and Mortgage

Independent Broker

5(7)

Status: Operational

Costa Mesa, CA
(949) 378-1701
Commercial LoanReverse MortgageFHA LoanJumbo Loan

NewRate Lending

Independent Broker

5(32)

Status: Operational

Irvine, CA
(949) 732-0624
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Scott Storace, Branch Manager, NMLS: 226339

Independent Broker

5(32)

Status: Operational

Irvine, CA
(775) 781-5464
Reverse MortgageInvestment Property LoanConstruction / Rehab LoanRefinance

Change Home Mortgage

Independent Broker

4.7(84)

Status: Operational

Irvine, CA
(949) 423-6814
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Bayfront Lending LLC

Independent Broker

No Reviews

Status: Operational

Costa Mesa, CA
N/A
Conventional LoanFHA LoanHELOC / Home EquityVA Loan

Dennis Hensling | United American Mortgage

Independent Broker

1(1)

Status: Operational

Costa Mesa, CA
(714) 501-4146
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Loan Direct, LLC

Independent Broker

5(22)

Status: Operational

Costa Mesa, CA
(877) 885-6267
FHA LoanConventional LoanJumbo LoanVA Loan

Scott English, Mortgage Broker at United American Mortgage Corporation

Independent Broker

5(7)

Status: Operational

Costa Mesa, CA
(949) 689-0374
Reverse MortgageJumbo Loan

Finance of America

Independent Broker

5(97)

Status: Operational

Irvine, CA
(949) 769-7568
Reverse Mortgage

United Financial

Independent Broker

4.9(39)

Status: Operational

Irvine, CA
(949) 528-2217
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

First American Financial Group - Orange county’s Real Estate and Mortgage specialists

Independent Broker

5(6)

Status: Operational

Irvine, CA
(714) 785-3388
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Liquid Home Equity, Inc.

Independent Broker

5(14)

Status: Operational

Costa Mesa, CA
(949) 570-0595
Reverse MortgageFHA LoanJumbo LoanVA Loan

Local Area Summary

Active Coverage

Monarch Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Liberty Financial, located in Monarch Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8252 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.