Compare Reverse Mortgage Lenders in Napa, California

Residents of Napa have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Napa

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Napa182 Providers Total

Arbor Financial Group

Independent Broker

5(7)

Status: Operational

Pleasant Hill, CA
(661) 965-0088
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

All California Mortgage Inc

Independent Broker

5(1)

Status: Operational

Larkspur, CA
(800) 371-4545
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageConstruction / Rehab Loan

Nick Willrich - United Wholesale Lending

Independent Broker

5(18)

Status: Operational

Sacramento, CA
(916) 952-4545
USDA LoanReverse MortgageFHA LoanVA Loan

Tim McNellis - Mortgage Loan Originator

Independent Broker

5(1)

Status: Operational

Sacramento, CA
(916) 768-0455
USDA LoanFHA LoanRefinanceVA Loan

United Wholesale Lending

Independent Broker

4.7(260)

Status: Operational

Sacramento, CA
(209) 456-4896
USDA LoanFHA LoanRefinanceVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Steve Holt United Wholesale Lending SACRAMENTO

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 370-2253
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Supreme Lending NorCal

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 742-8900
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Bridgepoint Funding, Inc.

Independent Broker

5(253)

Status: Operational

Pleasant Hill, CA
(925) 478-8630
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

The Reverse Mortgage Group

Independent Broker

4.8(9)

Status: Operational

Pleasant Hill, CA
(925) 281-4557
Reverse Mortgage

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Larkspur, CA
(415) 925-9900
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nikki James at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Larkspur, CA
(650) 322-0303
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Chris Solle at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Larkspur, CA
(415) 464-1370
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Marney Solle at CrossCountry Mortgage

Independent Broker

5(21)

Status: Operational

Larkspur, CA
(415) 454-8881
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mary Anne Daly at CrossCountry Mortgage

Independent Broker

5(4)

Status: Operational

Larkspur, CA
(415) 968-5001
HELOC / Home EquityRefinance

Local Area Summary

Active Coverage

Napa has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066, located in St Helena just 10.5 miles away.

Community Trust

These local professionals maintain a combined 3981 verified reviews with a strong 3.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.