Compare Reverse Mortgage Lenders in Napa, California

Residents of Napa have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Napa

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Napa182 Providers Total

California Mortgage Advisors, Inc

Independent Broker

No Reviews

Ready to help with your HECM goals.

Corte Madera, CA
(415) 329-0707
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ben Buehler at The Buehler Team @ CrossCountry Mortgage | NMLS# 975391

Independent Broker

4.9(31)

Status: Operational

Walnut Creek, CA
(925) 787-7515
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Arlo Zoerner - CrossCountry Mortgage

Independent Broker

5(112)

Status: Operational

Walnut Creek, CA
(925) 289-9770
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Modern Loans

Independent Broker

5(34)

Status: Operational

Elk Grove, CA
(916) 619-2661
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Connect

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(888) 221-7444
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

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Local Area Summary

Active Coverage

Napa has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066, located in St Helena just 10.5 miles away.

Community Trust

These local professionals maintain a combined 3981 verified reviews with a strong 3.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.