Compare Reverse Mortgage Lenders in Napa, California
Residents of Napa have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Napa
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Napa182 Providers Total
KMG-Kappel Mortgage Group, Inc.
Independent Broker
Status: Operational
Citizens Financial
Independent Broker
Status: Operational
Cornerstone Real Estate, Home Loans & Property Management, Inc.
Independent Broker
Status: Operational
Paul Randall Smith | Fairway Independent Mortgage Corporation Loan Officer
Independent Broker
Status: Operational
Bronson Stocking - KCM Home Loans
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
KCM Home Loans
Independent Broker
Status: Operational
Nalini Thota at CrossCountry Mortgage | NMLS #2485881
Independent Broker
Status: Operational
Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Mary Rohrs at CrossCountry Mortgage
Independent Broker
Status: Operational
CrossCountry Mortgage, Inc.
Independent Broker
Status: Operational
Citywide Home Loans
Independent Broker
Status: Operational
Kristi Markel - Movement Mortgage
Independent Broker
Status: Operational
Ryan Mortgage Company
Independent Broker
Status: Operational
Tyler Fowler, Mortgage Broker, Fowler Mortgage Group
Independent Broker
Status: Operational
Richard McChinak | CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Napa has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066, located in St Helena just 10.5 miles away.
Community Trust
These local professionals maintain a combined 3981 verified reviews with a strong 3.2 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.