Compare Reverse Mortgage Lenders in Napa, California
Residents of Napa have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Napa

Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

Takes less than 60 seconds.

Takes less than 60 seconds.

Takes less than 60 seconds.
Nearby Lenders to Napa182 Providers Total
The Regan Team Home Loan Group
Independent Broker
Status: Operational
Envoy Mortgage - Woodland, CA (West)
Independent Broker
Status: Operational
America's Home Loans - Petaluma CA
Independent Broker
Status: Operational
Reliant Mortgage Group - Juan Rivera
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Tam Funding
Independent Broker
Status: Operational
Barbara Zendejas, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Anna Medina at Rate (NMLS #453503)
Independent Broker
Status: Operational
Adriana Lopez at Rate (NMLS #708428)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending
Independent Broker
Status: Operational
Mitchell Mortgage
Independent Broker
Status: Operational
Susan Spann - PrimeLending Woodland Mortgage Lender
Independent Broker
Status: Operational
Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Napa has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066, located in St Helena just 10.5 miles away.
Community Trust
These local professionals maintain a combined 3981 verified reviews with a strong 3.2 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.