Compare Reverse Mortgage Lenders in Oakdale, California

Finding the right HECM specialist in Oakdale requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Oakdale

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Oakdale113 Providers Total

Secure Choice Lending

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(209) 608-4923
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

AJ Vasquez - Home Loans - NMLS# 1654160

Independent Broker

5(6)

Status: Operational

Merced, CA
(209) 777-6955
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

LeaderOne Financial Corporation

Independent Broker

5(19)

Status: Operational

Merced, CA
(209) 580-4464
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nick Maravilla - Loan Officer NMLS#2571013

Independent Broker

5(3)

Status: Operational

Merced, CA
(209) 658-6307
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Zoom Loans

Independent Broker

4.9(73)

Status: Operational

Stockton, CA
(408) 767-6311
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Evan Krejci @ Coast Home Loans - Loan Officer NMLS ID# 1951759

Independent Broker

5(30)

Status: Operational

Stockton, CA
(916) 247-8748
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Coast Home Loans

Independent Broker

5(33)

Status: Operational

Stockton, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Coast Home Loans - Lisa Perrin

Independent Broker

5(1)

Status: Operational

Stockton, CA
(209) 482-8508
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rodolfo Ochoa at Rate (NMLS #1514863)

Independent Broker

5(5)

Status: Operational

Stockton, CA
(209) 206-9781
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mike Rouse, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(949) 395-5289
Reverse Mortgage

Sonny Aguilera at Rate (NMLS #225920)

Independent Broker

4.9(12)

Status: Operational

Stockton, CA
(209) 206-9785
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sonny Aguilera, Finance of America Mortgage LLC

Independent Broker

3.9(15)

Status: Operational

Stockton, CA
(209) 986-2616
Reverse Mortgage

Kenny Bergmann, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(209) 624-6416
Reverse Mortgage

Stacy Reyes, USA MORTGAGE

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(209) 663-1486
Reverse Mortgage

Andrea Del Campo, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Stockton, CA
(209) 815-8572
Reverse Mortgage

Local Area Summary

Active Coverage

Oakdale has 116 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Stearns Lending Inc, located in Oakdale just 3.8 miles away.

Community Trust

These local professionals maintain a combined 2281 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.