Compare Reverse Mortgage Lenders in Oakland, California

Finding the right HECM specialist in Oakland requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Oakland

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Oakland189 Providers Total

Alvin Reyes - Supreme Lending Parkside

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 667-1205
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Arthur Santos Reverse Mortgage Broker NMLS #235750

Independent Broker

No Reviews

Status: Operational

San Francisco, CA
(415) 309-8782
Conventional LoanRefinanceFHA LoanVA Loan

First Capital Group

Independent Broker

No Reviews

Status: Operational

San Francisco, CA
(415) 440-5626
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Karen Douglas, The Mortgage Genie NMLS #237035

Independent Broker

5(17)

Status: Operational

Danville, CA
(925) 648-0981
Reverse MortgageFHA LoanRefinance

Ann Miller - Mortgage Broker

Independent Broker

5(13)

Status: Operational

Danville, CA
(925) 308-9200
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Kurt Kessler, Mortgage Broker NMLS#365130

Independent Broker

5(37)

Status: Operational

Danville, CA
(925) 400-3850
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Golden State Home Loans

Independent Broker

5(1)

Status: Operational

San Ramon, CA
(925) 640-0960
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Silvia Urbina Padilla Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Thinura Kachchakaduge Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Signet Mortgage Corporation: Clay Selland

Independent Broker

5(91)

Status: Operational

San Ramon, CA
(925) 807-1500
FHA LoanReverse MortgageConventional LoanJumbo Loan

Fenero Capital

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 389-9149
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

CMG Financial

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 983-3000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Victor Maldonado Arango at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(707) 379-4116
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jill Lyons, CMG Financial, Inc.

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 983-3073
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Oakland has 200 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.

Nearest Specialist

The closest highly-rated lender is EstaR Mortgage, located in Alameda just 1.6 miles away.

Community Trust

These local professionals maintain a combined 3447 publicly listed reviews with a 4.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Public Review Information

Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.