Compare Reverse Mortgage Lenders in Ontario, California

Finding the right HECM specialist in Ontario requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ontario

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Ontario189 Providers Total

Change Home Mortgage

Independent Broker

5(1)

Status: Operational

Claremont, CA
(909) 257-0697
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Claremont, CA
(949) 398-3655
Reverse Mortgage

Vicky Kelly Global Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Cucamonga, CA
(951) 675-0257
FHA Loan

The Mortgage Phoenix Group

Independent Broker

5(105)

Status: Operational

Rancho Cucamonga, CA
(909) 324-4373
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Bernardo Rodriguez Loan Originator

Independent Broker

No Reviews

Status: Operational

Rancho Cucamonga, CA
(714) 469-4109
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Billcutter Inc.

Independent Broker

5(9)

Status: Operational

Rancho Cucamonga, CA
(888) 855-1423
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Colleen Olivas at Rate (NMLS #379721)

Independent Broker

5(9)

Status: Operational

Rancho Cucamonga, CA
(909) 944-8800
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Rancho Cucamonga, CA
(909) 944-8800
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Esparza at Rate (NMLS #951572)

Independent Broker

5(2)

Status: Operational

Rancho Cucamonga, CA
(909) 944-8800
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Got Mortgage Solutions

Independent Broker

5(8)

Status: Operational

Claremont, CA
(909) 929-0467
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Loan Gal Mortgage

Independent Broker

No Reviews

Status: Operational

Claremont, CA
(909) 896-6429
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

HouseKat MLO - Kat Saiz

Independent Broker

5(17)

Status: Operational

Rancho Cucamonga, CA
(909) 757-0815
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Integrity Home Finance - A Mortgage Banking Firm

Independent Broker

4.8(33)

Status: Operational

Rancho Cucamonga, CA
(909) 945-8777
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Esteem Mortgage

Independent Broker

5(6)

Status: Operational

Rancho Cucamonga, CA
(909) 732-3767
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sherrian Johnson Ferguson at Rate (NMLS #305299)

Independent Broker

5(5)

Status: Operational

Rancho Cucamonga, CA
(909) 942-2033
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Ontario has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Tall Paul Mortgage, located in Ontario just 1.4 miles away.

Community Trust

These local professionals maintain a combined 5020 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.