Compare Reverse Mortgage Lenders in Palo Alto, California

Whether you need a standard HECM or a jumbo reverse mortgage in Palo Alto, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Palo Alto

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Palo Alto200 Providers Total

Adrian Azali at Rate (NMLS #298767)

Independent Broker

5(21)

Status: Operational

Santa Clara, CA
(415) 276-6882
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Hong Hu, Senior Loan Consultant & Associate Broker

Independent Broker

5(48)

Status: Operational

Sunnyvale, CA
(408) 781-5509
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

R&J Mortgage & Loan Brokers Newark

Independent Broker

5(2)

Status: Operational

Newark, CA
(510) 298-0095
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Sylvia Nanez at Prosperity Home Mortgage

Independent Broker

5(8)

Status: Operational

Cupertino, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Supreme Lending - Scott Eaton

Independent Broker

5(11)

Status: Operational

San Mateo, CA
(925) 980-9862
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Veridian Mortgage

Independent Broker

5(92)

Status: Operational

Santa Clara, CA
(408) 457-9978
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Richard Wang - Mortgage Broker

Independent Broker

No Reviews

Status: Operational

Santa Clara, CA
N/A
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maria G Guardado - Mortgage Broker

Independent Broker

5(21)

Status: Operational

Santa Clara, CA
(408) 406-0285
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Katy Care - Mortgage Broker

Independent Broker

5(2)

Status: Operational

Santa Clara, CA
(408) 367-9700
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

PACIFIC LYNX MORTGAGE

Independent Broker

No Reviews

Status: Operational

Cupertino, CA
(408) 255-3600

Guarantee Mortgage

Independent Broker

No Reviews

Status: Operational

San Mateo, CA
(650) 212-5050
Reverse MortgageRefinance

Stepheny Chang - Mortgage and Real Estate

Independent Broker

5(2)

Status: Operational

Fremont, CA
(650) 427-0222
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Yvonne Wu & Maria Chen - The Loan Story

Independent Broker

5(46)

Status: Operational

San Jose, CA
(408) 780-9991
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Paul Manriquez Loan Officer at Diversified Mortgage Group, MLO

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 207-2173
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ed Mack - Diversified Mortgage Group Loan Officer NMLS# 1786599

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 329-8849
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Palo Alto has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Luxuriant Mortgage, located in Menlo Park just 2.0 miles away.

Community Trust

These local professionals maintain a combined 7418 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.