Compare Reverse Mortgage Lenders in Palo Alto, California
Whether you need a standard HECM or a jumbo reverse mortgage in Palo Alto, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Palo Alto
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
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Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Palo Alto200 Providers Total
InstaMortgage Inc.
Independent Broker
Status: Operational
Butler Home Loans - David Butler
Independent Broker
Status: Operational
RateKing
Independent Broker
Status: Operational
New American Funding - Don Luong
Independent Broker
Status: Operational
New American Funding - Luis E. Orbegoso NMLS #304029
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
New American Funding - Scott Cannel
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Thinura Kachchakaduge Motto Mortgage Golden Standard
Independent Broker
Status: Operational
Silvia Urbina Padilla Motto Mortgage Golden Standard
Independent Broker
Status: Operational
Motto Mortgage Golden Standard
Independent Broker
Status: Operational
Change Home Mortgage
Independent Broker
Status: Operational
Nationwide Mortgage NMLS 32417
Independent Broker
Status: Operational
CMG
Independent Broker
Status: Operational
geniusloans.ai
Independent Broker
Status: Operational
Kimberly Allen at CMG Financial
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Palo Alto has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Luxuriant Mortgage, located in Menlo Park just 2.0 miles away.
Community Trust
These local professionals maintain a combined 7418 verified reviews with a strong 2.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.