Compare Reverse Mortgage Lenders in Palo Alto, California

Whether you need a standard HECM or a jumbo reverse mortgage in Palo Alto, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Palo Alto

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Palo Alto200 Providers Total

Opes Advisors

Independent Broker

No Reviews

Status: Operational

Campbell, CA
(408) 357-8822
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Burlingame, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Your Mortgage Guy, Eric Garnicki - C2 Financial NMLS #363191

Independent Broker

5(10)

Status: Operational

San Jose, CA
(408) 214-9898
Reverse MortgageConstruction / Rehab LoanRefinance

C2 Financial Corporation - Shawn Sidhu

Independent Broker

4.9(104)

Ready to help with your HECM goals.

San Jose, CA
(408) 610-8011
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Reverse Mortgage Branch, Linda Weilert

Independent Broker

5(17)

Status: Operational

Los Gatos, CA
(408) 656-3751
Reverse MortgageFHA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mike Aning at Citywide (NMLS #225911)

Independent Broker

5(1)

Status: Operational

San Jose, CA
(408) 355-2006
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Susan Sahami, REALTOR, Sr. Mortgage Adviser

Independent Broker

5(9)

Status: Operational

Los Gatos, CA
(408) 209-8705
FHA LoanHELOC / Home EquityRefinance

Bayview Residential Brokerage

Independent Broker

4.7(12)

Status: Operational

Los Gatos, CA
(408) 298-2591
Reverse MortgageFHA LoanVA Loan

Chris Johnson - Assoc. Broker for Affinity Mortgage NMLS #235072

Independent Broker

5(64)

Status: Operational

Campbell, CA
(408) 687-6109
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Todd Flesner | Strategic Mortgage Advisor – CrossCountry Mortgage

Independent Broker

5(14)

Status: Operational

San Jose, CA
(408) 921-0669
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Westside Mortgage Group

Independent Broker

5(2)

Status: Operational

Los Gatos, CA
(408) 354-1864
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Michael Jacobs at Citywide (NMLS #309559)

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(312) 752-1308
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michele Reen at Citywide (NMLS #304120)

Independent Broker

No Reviews

Ready to help with your HECM goals.

Los Gatos, CA
(408) 355-2108
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

C2 Financial Corporation - Elva Wormley - Mortgage Broker

Independent Broker

5(89)

Status: Operational

San Jose, CA
(408) 615-8500
USDA LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Josh Martin

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(408) 781-6881
Conventional LoanRefinanceReverse MortgageFHA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Palo Alto has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Luxuriant Mortgage, located in Menlo Park just 2.0 miles away.

Community Trust

These local professionals maintain a combined 7418 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.