Compare Reverse Mortgage Lenders in Placentia, California

Whether you need a standard HECM or a jumbo reverse mortgage in Placentia, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Placentia

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Placentia196 Providers Total

IET Capital

Independent Broker

2.6(5)

Status: Operational

Whittier, CA
(562) 254-6951
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

EELending

Independent Broker

2.3(3)

Status: Operational

Fountain Valley, CA
(714) 248-5590
Conventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Fairway Mortgage Services

Independent Broker

5(1)

Status: Operational

Cerritos, CA
(562) 800-0253
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Prominent 1 Financial Group, Inc.

Independent Broker

4.3(11)

Status: Operational

Whittier, CA
(562) 273-5213
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Money Wise Mortgage

Independent Broker

No Reviews

Status: Operational

Whittier, CA
(562) 693-0336
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Guaranteed Rate

Independent Broker

4.9(261)

Status: Operational

Santa Ana, CA
(866) 934-7283
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Fairway Mortgage Services

Independent Broker

No Reviews

Status: Operational

Artesia, CA
(562) 800-0253
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

John Frank Mortgage

Independent Broker

No Reviews

Status: Operational

Cypress, CA
(562) 391-0266
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Elite One Home Loans

Independent Broker

No Reviews

Status: Operational

Los Alamitos, CA
(714) 820-4048
USDA LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Garden Park Mortgage

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(714) 719-0048
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Elite One Mortgage

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 820-4030
USDA LoanHELOC / Home EquityConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Change Home Mortgage

Independent Broker

4.7(84)

Status: Operational

Irvine, CA
(949) 423-6814
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Citrus Group Home Loans

Independent Broker

5(5)

Status: Operational

Covina, CA
(626) 699-7466
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Alex Sarkeshik at Optimum First Mortgage

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 470-6091
Reverse MortgageFHA LoanHELOC / Home EquityVA Loan

Choice Home Mortgage

Independent Broker

4.7(140)

Status: Operational

Fountain Valley, CA
(949) 522-7310
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Placentia has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is US Best Reverse Mortgage, located in Placentia just 0.7 miles away.

Community Trust

These local professionals maintain a combined 7726 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.