Compare Reverse Mortgage Lenders in Ramona, California

If you're searching for reverse mortgage lenders in Ramona, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ramona

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Ramona198 Providers Total

Michael Denzy - Your Mortgage Connect

Independent Broker

5(24)

Status: Operational

San Diego, CA
(858) 761-1764
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Direct Capital Mortgage

Independent Broker

5(3)

Status: Operational

San Diego, CA
(858) 483-4687
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Heroes

Independent Broker

4.9(149)

Status: Operational

Chula Vista, CA
(619) 934-7775
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

The Mortgage Hub

Independent Broker

5(7)

Status: Operational

Bonsall, CA
(760) 612-6189
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

i2i Real Estate and Mortgage, Inc.

Independent Broker

5(66)

Status: Operational

Chula Vista, CA
(619) 807-5408
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Andre Enriques Mortgage Banker - VA Loan Expert

Independent Broker

5(199)

Status: Operational

Chula Vista, CA
(619) 208-6499
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Daniel Contreras - Western Capital Mortgage

Independent Broker

5(17)

Status: Operational

Chula Vista, CA
(619) 867-0375
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Hayley Shams - Mortgage Consultant

Independent Broker

5(40)

Status: Operational

Chula Vista, CA
(760) 822-7385
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Western Capital Mortgage

Independent Broker

4.5(40)

Status: Operational

Chula Vista, CA
(619) 867-0375
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Movement Mortgage, LLC

Independent Broker

1(1)

Status: Operational

Chula Vista, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Robert Johnson - San Diego Funding

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 840-2021
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jessica Advocat Mortgage Broker

Independent Broker

5(7)

Status: Operational

Carlsbad, CA
(949) 536-7711
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Janus Mortgage

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 720-1700
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 420-8955
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

America's Loan Advisors

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 280-2800
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Ramona has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is RWM Home Loans, located in Ramona just 2.4 miles away.

Community Trust

These local professionals maintain a combined 6707 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.