Compare Reverse Mortgage Lenders in Ramona, California

If you're searching for reverse mortgage lenders in Ramona, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ramona

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Ramona198 Providers Total

Hogan Realty and Mortgage Services

Independent Broker

No Reviews

Status: Operational

Valley Center, CA
(760) 644-4001
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Kendall Tapia at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(619) 308-6225
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

C2 Financial John Yeager NMLS #219612

Independent Broker

5(18)

Status: Operational

Valley Center, CA
(858) 536-8913
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

1st American Mortgage Lenders, Inc

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(888) 988-1977
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Finance Any1

Independent Broker

5(30)

Status: Operational

Santee, CA
(619) 591-2900
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Peter Lama - Lend18 Corp- Real Estate Broker

Independent Broker

No Reviews

Status: Operational

El Cajon, CA
(949) 254-9356
FHA LoanJumbo LoanConstruction / Rehab LoanVA Loan

Lend 18 Corp

Independent Broker

No Reviews

Status: Operational

El Cajon, CA
(949) 254-9356
FHA LoanJumbo LoanConstruction / Rehab LoanVA Loan

iLendGirl

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 920-1975
Reverse MortgageFHA LoanRefinance

Jenny Pham - JP Lending

Independent Broker

5(40)

Status: Operational

San Diego, CA
(858) 567-9999
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Renzo Marsano - MAR Financial

Independent Broker

5(175)

Status: Operational

San Diego, CA
(858) 947-3664
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Fouts Financial

Independent Broker

5(2)

Status: Operational

Escondido, CA
(858) 587-1400
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Integrity Mortgage Group

Independent Broker

4.7(47)

Status: Operational

San Diego, CA
(858) 225-5000
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

First Finance Lending

Independent Broker

5(91)

Status: Operational

El Cajon, CA
(619) 444-9993
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Granite Mortgage, Inc.

Independent Broker

5(83)

Status: Operational

El Cajon, CA
(619) 718-9909
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Top Flite Financial, Inc.

Independent Broker

4.3(11)

Status: Operational

El Cajon, CA
(619) 819-7430
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Ramona has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is RWM Home Loans, located in Ramona just 2.4 miles away.

Community Trust

These local professionals maintain a combined 6707 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.