Compare Reverse Mortgage Lenders in Ramona, California

If you're searching for reverse mortgage lenders in Ramona, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ramona

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Ramona198 Providers Total

Sanborn Financial

Independent Broker

5(2)

Status: Operational

Encinitas, CA
(760) 943-7200
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Darren Pike, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 254-3196
Reverse Mortgage

Barrett Financial Group, L.L.C.

Independent Broker

4.7(12)

Status: Operational

Carlsbad, CA
(760) 271-7550
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Reverse Mortgage-Christina Harmes Group

Independent Broker

5(22)

Status: Operational

Carlsbad, CA
(619) 993-3882

LoanStar Financial Corp.

Independent Broker

No Reviews

Status: Operational

Vista, CA
(760) 519-6595
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Daniel Shay at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(949) 382-4401
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Danny Valentini at Prosperity Home Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 991-0706
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Greg Parker at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Rhonda Hummel at Prosperity Home Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Anchor Funding

Independent Broker

4.1(14)

Status: Operational

San Diego, CA
(858) 514-8808
Reverse MortgageRefinance

Movement Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Harmes C2 Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 268-8692
Reverse MortgageJumbo Loan

Timothy Gray - Reverse Mortgage Specialist & Mortgage Broker

Independent Broker

5(37)

Status: Operational

San Diego, CA
(619) 807-5854
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages

Independent Broker

5(19)

Status: Operational

San Diego, CA
(619) 294-9820
Reverse MortgageJumbo Loan

Glenn Warren at Rate (NMLS #568792)

Independent Broker

5(7)

Status: Operational

San Diego, CA
(619) 359-8469
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Ramona has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is RWM Home Loans, located in Ramona just 2.4 miles away.

Community Trust

These local professionals maintain a combined 6707 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.