Reverse Mortgage Specialists in Ranchita
Residents of Ranchita have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Ranchita

Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

Takes less than 60 seconds.

Takes less than 60 seconds.

Takes less than 60 seconds.
Nearby Lenders to Ranchita200 Providers
RWM Home Loans
Independent Broker
Status: Operational
C2 Financial Corporation
Independent Broker
Status: Operational
Hogan Realty and Mortgage Services
Independent Broker
Status: Operational
C2 Financial John Yeager NMLS #219612
Independent Broker
Status: Operational
Fouts Financial
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Old Arbor Mortgage
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Stacy Hunjadi - Arbor Financial
Independent Broker
Status: Operational
Becky Smith Home Loans
Independent Broker
Status: Operational
Marylou Costas, Finance of America Mortgage LLC
Independent Broker
Status: Operational
California Reverse Mortgage
Independent Broker
Status: Operational
Countywide Mortgage Lending
Independent Broker
Status: Operational
Federal Capital Funding Group - Borna Joseph Eftekari
Independent Broker
Status: Operational
John Klicman
Independent Broker
Status: Operational
Paul Donovan- The Donovan Group/ HFC Lending
Independent Broker
Status: Operational
New American Funding - Martha C. Gomez
Independent Broker
Status: Operational
PRMI
Independent Broker
Status: Operational
Nationwide Fair Lending
Independent Broker
Status: Operational
Mortgage Adv
Independent Broker
Status: Operational
Change Home Mortgage
Independent Broker
Status: Operational
Lori Gray - Guaranteed Rate NMLS #256641
Independent Broker
Status: Operational
Guaranteed Rate Palm Desert
Independent Broker
Status: Operational
Security InterBank Mortgage
Independent Broker
Status: Operational
Hugh Van Horn at Rate (NMLS #299491)
Independent Broker
Status: Operational
Robert Schwartz at Rate (NMLS #337248)
Independent Broker
Status: Operational
Michelle Gomez at Rate (NMLS #1263496)
Independent Broker
Status: Operational
Kay Akel Mortgage
Independent Broker
Status: Operational
EQUIS MORTGAGE GROUP
Independent Broker
Status: Operational
C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298
Independent Broker
Status: Operational
Craig Brown
Independent Broker
Status: Operational
Leah McBride, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Envoy Mortgage
Independent Broker
Status: Operational
Best Rate Finance & Realty
Independent Broker
Status: Operational
Castle & Cooke Mortgage
Independent Broker
Ready to help with your HECM goals.
Alpine Mortgage Planning
Independent Broker
Status: Operational
NEXA Mortgage, Steve Dominguez
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
First West Financial Corporation
Independent Broker
Status: Operational
Home Loans By Claudia
Independent Broker
Status: Operational
Brian Ida, Mortgage Broker, NMLS 582923
Independent Broker
Status: Operational
Presley Financial
Independent Broker
Ready to help with your HECM goals.
iServe Residential Lending, LLC
Independent Broker
Status: Operational
iServe Reverse Mortgage
Independent Broker
Status: Operational
Eagle Platinum Mortgage
Independent Broker
Status: Operational
Hampton Group Hard Money
Independent Broker
Status: Operational
LBL Mortgage
Independent Broker
Status: Operational
Palm Desert Reverse Mortgage
Independent Broker
Status: Operational
Your Mortgage Shop
Independent Broker
Status: Operational
Bidi Chapa, Movement Mortgage
Independent Broker
Status: Operational
TIME LENDING - Ignacio Ventura
Independent Broker
Status: Operational
Lorena Olarte | Loan Officer | Primary Residential Mortgage, Inc.
Independent Broker
Ready to help with your HECM goals.
Security 1 Lending
Independent Broker
Status: Operational
Katrina Papadakis at Rate (NMLS #483906)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Kelly Manderscheid at Rate (NMLS #273420)
Independent Broker
Status: Operational
Boiko Mortgage Company
Independent Broker
Status: Operational
GoPrime Mortgage, Inc. San Marcos
Independent Broker
Status: Operational
Lend 18 Corp
Independent Broker
Status: Operational
Peter Lama - Lend18 Corp- Real Estate Broker
Independent Broker
Status: Operational
Christopher Dinofia
Independent Broker
Status: Operational
TaliMar Financial
Independent Broker
Status: Operational
Aramco Mortgage, Inc.
Independent Broker
Status: Operational
G M Mortgage
Independent Broker
Status: Operational
Rob McNelis
Independent Broker
Status: Operational
Frances Burdick
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Ian Chi
Independent Broker
Status: Operational
Kendall Tapia at CrossCountry Mortgage
Independent Broker
Status: Operational
Platinum Mortgage Executives
Independent Broker
Status: Operational
Reverse Pros 123 Inc
Independent Broker
Status: Operational
Finance Any1
Independent Broker
Status: Operational
1st American Mortgage Lenders, Inc
Independent Broker
Status: Operational
Vintage Mortgage Firm
Independent Broker
Status: Operational
iLendGirl
Independent Broker
Status: Operational
Dave Medina
Independent Broker
Status: Operational
Elena Flores - CMG Home Loans
Independent Broker
Status: Operational
Bless this Address
Independent Broker
Status: Operational
Steve Tempel, Finance of America Mortgage LLC
Independent Broker
Status: Operational
The Mortgage Hub
Independent Broker
Status: Operational
Team Caspole Real Estate & Lending
Independent Broker
Status: Operational
Dave Medina - The Alevate Group / CMG Home Loans
Independent Broker
Status: Operational
Sandy Edelstein
Independent Broker
Status: Operational
Brenda Sifodaskalakis - EPIQ Lending Loan Officer
Independent Broker
Ready to help with your HECM goals.
Castle & Cooke Mortgage
Independent Broker
Status: Operational
Wallick & Volk Mortgage Banker
Independent Broker
Status: Operational
MortgageWorks
Independent Broker
Status: Operational
Ginger Anady - EPIQ Lending Mortgage Loan Officer
Independent Broker
Status: Operational
Desert Empire Mortgage
Independent Broker
Status: Operational
Michael Glenner - Contempo Lending
Independent Broker
Status: Operational
LoanStar Financial Corp.
Independent Broker
Status: Operational
ABLE Mortgage
Independent Broker
Status: Operational
Contempo Lending
Independent Broker
Status: Operational
Brad Tilford at Prosperity Home Mortgage
Independent Broker
Status: Operational
First Finance Lending
Independent Broker
Status: Operational
New American Funding - James Mendoza
Independent Broker
Status: Operational
New American Funding - Mark McLeavy
Independent Broker
Status: Operational
Michelle Magana
Independent Broker
Status: Operational
New American Funding - Beth Richards
Independent Broker
Status: Operational
New American Funding - Tracey Garamone
Independent Broker
Status: Operational
Dignified Home Loans
Independent Broker
Status: Operational
The EMC Group
Independent Broker
Status: Operational
A Plus Home Loans
Independent Broker
Status: Operational
The Mortgage House
Independent Broker
Status: Operational
Protea Mortgage
Independent Broker
Status: Operational
Jenny Pham - JP Lending
Independent Broker
Status: Operational
Renzo Marsano - MAR Financial
Independent Broker
Status: Operational
Legacy Capital Group
Independent Broker
Status: Operational
Reverse Mortgage-Christina Harmes Group
Independent Broker
Status: Operational
Barrett Financial Group, L.L.C.
Independent Broker
Status: Operational
Integrity Mortgage Group
Independent Broker
Status: Operational
Hemet Mortgage
Independent Broker
Status: Operational
Hemet Mortgage-Larry Iest NMLS#224284
Independent Broker
Status: Operational
Granite Mortgage, Inc.
Independent Broker
Status: Operational
Top Flite Financial, Inc.
Independent Broker
Status: Operational
Secured Lending Group, Mortgage Broker Belinda Biedebach
Independent Broker
Status: Operational
American Mortgage Network
Independent Broker
Status: Operational
21st Century Lending - Vincent Puterbaugh
Independent Broker
Status: Operational
21st Century Lending
Independent Broker
Status: Operational
The Mortgage Mall, Inc.
Independent Broker
Status: Operational
Elite Lending Team
Independent Broker
Status: Operational
HighTechLending
Independent Broker
Status: Operational
Mutual of Omaha Mortgage
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
G M Mortgage
Independent Broker
Status: Operational
Susan Rich, Mortgage Broker NMLS #246237
Independent Broker
Status: Operational
MANFRED MORTGAGE
Independent Broker
Status: Operational
Matthew Olson (Captain Mortgage) Home and Investment Planning Expert, VA Mortgage Advisor
Independent Broker
Status: Operational
G M Mortgage
Independent Broker
Status: Operational
Swanson Lending
Independent Broker
Status: Operational
Tom Garmo, Netlending
Independent Broker
Status: Operational
Greg Chigas PGS Home Loans
Independent Broker
Status: Operational
Josh Jelsing at PGS Home Loans
Independent Broker
Status: Operational
PGS Home Loans
Independent Broker
Status: Operational
Katie Burciaga PGS Home Loans
Independent Broker
Status: Operational
Darren Pike, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Broadview Home Loans
Independent Broker
Status: Operational
Vault Financial - Mortgage Services
Independent Broker
Status: Operational
Sanborn Financial
Independent Broker
Status: Operational
Best Equity Mortgage: Joe Feinhandler
Independent Broker
Status: Operational
HomeSight Mortgage
Independent Broker
Status: Operational
Raquel Ivery
Independent Broker
Status: Operational
Cameron Harper - Mortgage Professional
Independent Broker
Status: Operational
Scott Evans - CrossCountry Mortgage Carlsbad
Independent Broker
Status: Operational
Cypress Realty & Mortgage
Independent Broker
Status: Operational
Nick Rodriguez at CrossCountry Mortgage
Independent Broker
Status: Operational
Jason Gordon at CrossCountry Mortgage
Independent Broker
Status: Operational
Reverse Lending Solutions
Independent Broker
Status: Operational
Susann Roznos at CrossCountry Mortgage
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Scott Swartz @ Loan Advisor Group
Independent Broker
Status: Operational
David Bushey, NMLS: 263752, PrimeLending
Independent Broker
Status: Operational
CMG Home Loans
Independent Broker
Status: Operational
Team DPA at Western Capital Mortgage
Independent Broker
Status: Operational
David Todd - Reverse Mortgage Specialist in San Diego CA
Independent Broker
Status: Operational
CrossCountry Mortgage | San Diego
Independent Broker
Status: Operational
Broadview Home Loans
Independent Broker
Status: Operational
MJS Mortgage
Independent Broker
Status: Operational
Lineage Lending
Independent Broker
Status: Operational
America One Mortgage Group
Independent Broker
Status: Operational
Premier Home Mortgage of California
Independent Broker
Status: Operational
The Platinum Mortgage Group
Independent Broker
Status: Operational
The Patterson Team
Independent Broker
Status: Operational
Troy Green, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Sarah Weber, Mortgage
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
Guild Mortgage - Wiley Corcoran
Independent Broker
Status: Operational
Guild Mortgage - Vickie Nguyen
Independent Broker
Status: Operational
C2 Financial Corp.
Independent Broker
Status: Operational
Renee Konstantine, Reverse Mortgage Specialist/CRMP
Independent Broker
Status: Operational
Estar Mortgage
Independent Broker
Status: Operational
Ariale Gomez- Reverse Mortgages
Independent Broker
Status: Operational
Dan Cassel - Trinity Mortgage
Independent Broker
Status: Operational
USA Financial Consultants
Independent Broker
Status: Operational
San Diego Loan Company | San Diego Reverse Mortgage Specialists
Independent Broker
Status: Operational
Golden Coast Loans, Inc.
Independent Broker
Status: Operational
Janus Mortgage
Independent Broker
Status: Operational
David Hopkins, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Kathy Reese, Finance of America Mortgage LLC
Independent Broker
Status: Operational
The Wright Mortgage Team- Bay Equity Home Loans
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
American Mortgage Network - Joseph S. Restivo
Independent Broker
Status: Operational
California Mortgage Direct
Independent Broker
Ready to help with your HECM goals.
Jeff Touchstone at Rate (NMLS #254426)
Independent Broker
Status: Operational
Marc Datnow at Rate (NMLS #1707820)
Independent Broker
Status: Operational
Pianin Team at Rate (NMLS #304014)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Liberty National Lending Group
Independent Broker
Status: Operational
Liberty National Lending Group: Mike Beal, Mortgage Lender NMLS #236308
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
California Reverse Mortgage Company
Independent Broker
Status: Operational
Greg Parker at Prosperity Home Mortgage
Independent Broker
Status: Operational
Rhonda Hummel at Prosperity Home Mortgage
Independent Broker
Status: Operational
Daniel Shay at Prosperity Home Mortgage
Independent Broker
Status: Operational
Danny Valentini at Prosperity Home Mortgage
Independent Broker
Status: Operational
Pacific Sun Mortgage Co
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
StreicherTeam Home Loans
Independent Broker
Status: Operational
Jessica Advocat Mortgage Broker
Independent Broker
Status: Operational
Glenn Warren at Rate (NMLS #568792)
Independent Broker
Status: Operational
Simone De Lira
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Ranchita has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is RWM Home Loans, located in Ramona just 23.4 miles away.
Community Trust
These local professionals maintain a combined 4130 verified reviews with a strong 3.5 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.