Compare Reverse Mortgage Lenders in Rancho Mirage, California

Whether you need a standard HECM or a jumbo reverse mortgage in Rancho Mirage, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Rancho Mirage

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Rancho Mirage92 Providers Total

Guaranteed Rate Palm Desert

Independent Broker

5(34)

Status: Operational

Palm Desert, CA
(760) 795-9426
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Adv

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(877) 255-9789
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Reverse Pros 123 Inc

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(800) 805-7856
Reverse MortgageFHA Loan

Sandy Edelstein

Independent Broker

2(1)

Status: Operational

Palm Springs, CA
(310) 689-1155
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Boiko Mortgage Company

Independent Broker

5(1)

Status: Operational

Palm Desert, CA
(760) 340-9449
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Bidi Chapa, Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(760) 501-5217
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Contempo Lending

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 778-5111
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MortgageWorks

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 883-5700

Desert Empire Mortgage

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 327-2254
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Glenner - Contempo Lending

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 774-5396
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Brad Tilford at Prosperity Home Mortgage

Independent Broker

5(17)

Status: Operational

Palm Springs, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Castle & Cooke Mortgage

Independent Broker

4.8(21)

Ready to help with your HECM goals.

La Quinta, CA
(760) 600-5383
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Alpine Mortgage Planning

Independent Broker

No Reviews

Status: Operational

La Quinta, CA
(760) 660-4696
Reverse Mortgage

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

La Quinta, CA
(760) 501-8400
RefinanceVA Loan

First Nations Home Finance Corp

Independent Broker

4.1(32)

Status: Operational

Yucca Valley, CA
(760) 415-7982
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Rancho Mirage has 94 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Lorena Olarte | Loan Officer | Primary Residential Mortgage, Inc., located in Rancho Mirage just 1.8 miles away.

Community Trust

These local professionals maintain a combined 1586 verified reviews with a strong 3.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.