Compare Reverse Mortgage Lenders in Richmond, California

Residents of Richmond have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Richmond

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Richmond

Jadestone Mortgage, Inc.

Independent Broker

4.2(5)

Status: Operational

Richmond, CA
(510) 222-8840
Conventional LoanReverse MortgageFHA LoanVA Loan

Jia Liang Loan Officer (Loan Factory)

Independent Broker

No Reviews

Status: Operational

Richmond, CA
(628) 333-9083
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Nearby Lenders to Richmond198 Providers Total

US Financial Mortgage Lending

Independent Broker

5(8)

Status: Operational

El Sobrante, CA
(510) 758-3035
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mellissa Ranese-Mortgage Lender-Hablo Español

Independent Broker

5(3)

Status: Operational

Pinole, CA
(510) 221-1847
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Janice Carroll - Barrett Financial Group

Independent Broker

5(49)

Status: Operational

Pinole, CA
(510) 928-0566
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mortgage Brokerage California - Lanny Clark - C2 Financial Corporation

Independent Broker

5(11)

Status: Operational

Albany, CA
(510) 900-7520
Conventional LoanCommercial LoanFHA LoanVA LoanConstruction / Rehab Loan

California Mortgage Advisors, Inc

Independent Broker

5(1)

Ready to help with your HECM goals.

Albany, CA
(510) 500-8672
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Alex Maltez Real Estate Team/Broker

Independent Broker

No Reviews

Status: Operational

Hercules, CA
(415) 683-3281
Conventional LoanRefinanceFHA LoanVA Loan

Oak Leaf Funding

Independent Broker

5(14)

Status: Operational

Albany, CA
(510) 525-2024
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

All California Mortgage Inc

Independent Broker

5(1)

Status: Operational

Larkspur, CA
(800) 371-4545
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageConstruction / Rehab Loan

Loankea - We Do Better Mortgage For You

Independent Broker

5(264)

Status: Operational

Corte Madera, CA
(888) 880-1677
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Suzanne Diliberto Mortgage Broker

Independent Broker

5(2)

Status: Operational

San Rafael, CA
(415) 710-0396

Pro Mortgage

Independent Broker

4.8(21)

Status: Operational

San Rafael, CA
(415) 945-8880

Pro Mortgage : Amy Yuen-San Lin

Independent Broker

No Reviews

Status: Operational

San Rafael, CA
(415) 821-1188
HELOC / Home EquityRefinanceReverse MortgageFHA LoanJumbo Loan

Taylor Made Financial

Independent Broker

5(15)

Status: Operational

San Rafael, CA
(415) 246-6966
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan
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Local Area Summary

Active Coverage

Richmond has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Jadestone Mortgage, Inc., located in Richmond just 3.7 miles away.

Community Trust

These local professionals maintain a combined 3567 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.