Compare Reverse Mortgage Lenders in Richmond, California

Residents of Richmond have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Richmond

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Richmond198 Providers Total

Marney Solle at CrossCountry Mortgage

Independent Broker

5(21)

Status: Operational

Larkspur, CA
(415) 454-8881
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Chris Solle at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Larkspur, CA
(415) 464-1370
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Larkspur, CA
(415) 925-9900
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nikki James at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Larkspur, CA
(650) 322-0303
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

David Cary, Mortgage Broker, C2 Financial Corporation

Independent Broker

5(10)

Status: Operational

Sausalito, CA
(415) 924-4400
FHA LoanReverse MortgageConventional LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

G. Chinai, Loan Officer, California Mortgage Advisors, Inc.

Independent Broker

No Reviews

Status: Operational

San Rafael, CA
(415) 233-1664
Reverse MortgageConventional LoanJumbo LoanRefinance

PACIFIC BAY LENDING, INC.

Independent Broker

No Reviews

Status: Operational

San Rafael, CA
(415) 848-9032
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Loan Officer Lee David Baer

Independent Broker

5(3)

Status: Operational

San Rafael, CA
(415) 302-4888
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - Walter Tang

Independent Broker

5(2)

Status: Operational

San Rafael, CA
(949) 269-4003
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

California Mortgage Advisors, Inc.

Independent Broker

5(15)

Status: Operational

San Rafael, CA
(888) 225-7334
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Thierry Abel - Private Mortgage Advisors

Independent Broker

No Reviews

Status: Operational

Mill Valley, CA
(415) 378-7508
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kelly O'Sullivan at CrossCountry Mortgage

Independent Broker

4.7(15)

Status: Operational

Berkeley, CA
(510) 466-1159
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Splitrock Mortgage Advisors

Independent Broker

5(18)

Status: Operational

San Anselmo, CA
(415) 307-0277
Commercial LoanReverse MortgageRefinance

C2 Financial Greg Flowers

Independent Broker

No Reviews

Status: Operational

Berkeley, CA
(510) 368-5835
Commercial LoanReverse Mortgage

Vic Joshi's Straight Deal Mortgage

Independent Broker

5(222)

Status: Operational

Oakland, CA
(510) 655-2868
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

Richmond has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Jadestone Mortgage, Inc., located in Richmond just 3.7 miles away.

Community Trust

These local professionals maintain a combined 3567 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.