Compare Reverse Mortgage Lenders in Richmond, California

Residents of Richmond have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Richmond

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Richmond198 Providers Total

Movement Mortgage

Independent Broker

1(1)

Status: Operational

Walnut Creek, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage- Martha Echols

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 914-9326
Reverse MortgageJumbo LoanRefinance

Mutual of Omaha Reverse Mortgage

Independent Broker

5(21)

Status: Operational

Walnut Creek, CA
(925) 848-6575
Reverse MortgageJumbo LoanRefinance

Mutual of Omaha Mortgage

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 408-0056
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Cindy Lowary -Change Home Mortgage

Independent Broker

5(9)

Status: Operational

Pleasant Hill, CA
(925) 783-6965
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Change Home Mortgage - Bonnie Burnett

Independent Broker

No Reviews

Status: Operational

Pleasant Hill, CA
(925) 381-2838
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Corporation

Independent Broker

No Reviews

Status: Operational

Pleasant Hill, CA
(925) 949-8432
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Concord, CA
(925) 272-2061
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Citywide Home Loans

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(866) 373-7335
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Black Diamond Loans, Inc.

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 800-3808
FHA LoanVA Loan

Jerry DelosSantos NMLS 259210 - GreenKey Mortgage Loan Originator

Independent Broker

5(58)

Status: Operational

Walnut Creek, CA
(925) 440-9535
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Prosper Funding, Inc.

Independent Broker

5(9)

Status: Operational

Walnut Creek, CA
(925) 230-3937
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

MetroCity Capital Group

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 262-8577
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Zackry Cooper - Team Cooper Mortgage

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 297-6177
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Bridgepoint Funding, Inc.

Independent Broker

5(253)

Status: Operational

Pleasant Hill, CA
(925) 478-8630
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Richmond has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Jadestone Mortgage, Inc., located in Richmond just 3.7 miles away.

Community Trust

These local professionals maintain a combined 3567 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.