Compare Reverse Mortgage Lenders in Rio Oso, California

Finding the right HECM specialist in Rio Oso requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Rio Oso

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Rio Oso200 Providers Total

Jesseca Hendricks-Xpert Home Lending

Independent Broker

5(25)

Status: Operational

Folsom, CA
(775) 323-9927
Reverse MortgageVA Loan

David Parker - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(909) 379-2091
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Robert Haberer, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(916) 616-6370
Reverse Mortgage

Brad Wiese, Finance of America Mortgage LLC

Independent Broker

5(19)

Status: Operational

Folsom, CA
(916) 605-4405
Reverse Mortgage

Mark Peterson, Finance of America Mortgage LLC

Independent Broker

5(3)

Status: Operational

Folsom, CA
(916) 605-4400
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

John Volk, Finance of America Mortgage LLC

Independent Broker

5(5)

Status: Operational

Folsom, CA
(916) 605-4400
Reverse Mortgage

Mortgage Minds

Independent Broker

5(4)

Status: Operational

Folsom, CA
(916) 765-0009
USDA LoanHELOC / Home EquityRefinanceFHA LoanJumbo LoanConstruction / Rehab Loan

Brent Wilson, CFP, Mortgage Strategist - Mortgage Minds nmls 297693

Independent Broker

5(59)

Status: Operational

Folsom, CA
(916) 765-0009
USDA LoanHELOC / Home EquityRefinanceFHA LoanJumbo LoanConstruction / Rehab Loan

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Big Valley Mortgage

Independent Broker

5(9)

Status: Operational

Folsom, CA
(916) 631-0300
Conventional LoanFHA LoanVA Loan

Capital Mortgage Consultants

Independent Broker

No Reviews

Status: Operational

Davis, CA
(855) 562-6705
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Heidi Seavers, Movement Mortgage

Independent Broker

5(90)

Status: Operational

Grass Valley, CA
(530) 798-6200
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Verger Home Loans Team powered Empire Home Loans, Inc.

Independent Broker

5(14)

Status: Operational

Grass Valley, CA
(530) 274-2801
USDA LoanCommercial LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Kimberly Wydra | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(530) 274-2801
RefinanceReverse MortgageVA Loan

Paula Harvey - HomeGuide Mortgage

Independent Broker

5(1)

Status: Operational

El Dorado Hills, CA
(916) 530-2230
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Rio Oso has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Hank Rhoads - American Senior Reverse Mortgage, located in Lincoln just 13.3 miles away.

Community Trust

These local professionals maintain a combined 5351 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.