Compare Reverse Mortgage Lenders in Rio Oso, California

Finding the right HECM specialist in Rio Oso requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Rio Oso

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Rio Oso200 Providers Total

Golden Bay Mortgage Group

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 639-8624
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece

Independent Broker

5(107)

Status: Operational

Sacramento, CA
(916) 612-4294
Reverse MortgageVA Loan

Daniel Quinton/Golden Bay Mortgage Group

Independent Broker

5(43)

Status: Operational

Sacramento, CA
(916) 969-3441
Reverse MortgageVA Loan

Erin Beckman - Golden Bay Mortgage Group

Independent Broker

5(16)

Status: Operational

Sacramento, CA
(530) 250-5211
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jason Thomas - GB Mortgage Group

Independent Broker

5(25)

Status: Operational

Sacramento, CA
(916) 320-4900
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Troyia Ann Smith-Myers, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 887-3700
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 887-3700
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Client 1st Mortgage

Independent Broker

4(4)

Status: Operational

Sacramento, CA
(916) 332-1056
HELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo Loan

Delfs Home Loans

Independent Broker

5(126)

Status: Operational

Granite Bay, CA
(916) 284-8432
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Doug Jones - Answer Home Loans

Independent Broker

5(4)

Status: Operational

Granite Bay, CA
(916) 770-0960
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Petersen Loans

Independent Broker

No Reviews

Status: Operational

Granite Bay, CA
(916) 521-4235
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Omar Carrasco

Independent Broker

5(28)

Status: Operational

Granite Bay, CA
(916) 995-1142
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Roseville Reverse Mortgage - Erik C. Petersen NMLS 271253

Independent Broker

5(5)

Status: Operational

Granite Bay, CA
(916) 521-4235
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Answer Home Loans - Jayson Thompson - Mortgage Broker/Realtor

Independent Broker

5(56)

Status: Operational

Granite Bay, CA
(916) 208-7442
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Mortgage Lab

Independent Broker

5(2)

Status: Operational

Granite Bay, CA
(916) 300-3030
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Rio Oso has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Hank Rhoads - American Senior Reverse Mortgage, located in Lincoln just 13.3 miles away.

Community Trust

These local professionals maintain a combined 5351 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.