Compare Reverse Mortgage Lenders in Rio Oso, California

Finding the right HECM specialist in Rio Oso requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Rio Oso

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Rio Oso200 Providers Total

Mary Jo Payne at Rate (NMLS #295885)

Independent Broker

5(5)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Centurion Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 886-4089
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Smartloan

Independent Broker

5(11)

Status: Operational

Fair Oaks, CA
(916) 436-4558
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tri Valley Home Loans LLC

Independent Broker

5(45)

Status: Operational

Fair Oaks, CA
(916) 905-2500
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Mortgage Source: Juli Matta

Independent Broker

5(16)

Status: Operational

Grass Valley, CA
(530) 268-3333
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Susan Spann - PrimeLending Woodland Mortgage Lender

Independent Broker

4.9(108)

Status: Operational

Woodland, CA
(530) 400-9332
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender

Independent Broker

4.4(7)

Status: Operational

Woodland, CA
(530) 681-9873
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending

Independent Broker

5(15)

Status: Operational

Woodland, CA
(530) 207-8900
Reverse MortgageHELOC / Home EquityRefinance

Rate

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(916) 210-1856
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Anna Medina at Rate (NMLS #453503)

Independent Broker

5(3)

Status: Operational

Woodland, CA
(530) 681-0759
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Adriana Lopez at Rate (NMLS #708428)

Independent Broker

5(4)

Status: Operational

Woodland, CA
(916) 210-1851
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kappel Mortgage Group, Inc. (KMG)

Independent Broker

5(44)

Status: Operational

Sacramento, CA
(916) 416-5626
Reverse MortgageConventional LoanHELOC / Home EquityVA Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Sacramento-Roseville Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 821-8821
FHA Loan

Barbara Zendejas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(530) 867-5056
Reverse Mortgage

Local Area Summary

Active Coverage

Rio Oso has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Hank Rhoads - American Senior Reverse Mortgage, located in Lincoln just 13.3 miles away.

Community Trust

These local professionals maintain a combined 5351 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.