Reverse Mortgage Specialists in Sacramento

If you're searching for reverse mortgage lenders in Sacramento, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Sacramento

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Sacramento

Supreme Lending NorCal

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 742-8900
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Steve Holt United Wholesale Lending SACRAMENTO

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 370-2253
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

United Wholesale Lending

Independent Broker

4.7(260)

Status: Operational

Sacramento, CA
(209) 456-4896
USDA LoanFHA LoanRefinanceVA Loan

Nick Willrich - United Wholesale Lending

Independent Broker

5(18)

Status: Operational

Sacramento, CA
(916) 952-4545
USDA LoanReverse MortgageFHA LoanVA Loan

Tim McNellis - Mortgage Loan Originator

Independent Broker

5(1)

Status: Operational

Sacramento, CA
(916) 768-0455
USDA LoanFHA LoanRefinanceVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Built specifically for homeowners age 62 and older

Surroundings

Independent Broker

5(26)

Status: Operational

Sacramento, CA
(916) 549-3131
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Longbridge Financial, LLC - Mark Macarow - Reverse Mortgages

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 284-5188
Reverse Mortgage

Longbridge Financial, LLC - Karen White - Reverse Mortgages

Independent Broker

4.9(11)

Status: Operational

Sacramento, CA
(510) 846-8292
Reverse Mortgage

Traci Ghilardi, Delta Lending Group NMLS#1570347

Independent Broker

5(9)

Status: Operational

Sacramento, CA
(916) 601-7162
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mimi Boussekine - NxtGen Home Loans Powered by Xpert Home Lending

Independent Broker

5(28)

Status: Operational

Sacramento, CA
(916) 588-5953
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Manuel Sanchez | Loan Officer

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 821-1917
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

MoneySafe Mortgage, Inc.

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(916) 790-5626

First Republic Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 572-5519

Aaron Meilich | Nationwide Construction & Portfolio Lending at Waterstone Mortgage

Independent Broker

4.7(10)

Status: Operational

Sacramento, CA
(916) 798-3000
FHA LoanConventional LoanConstruction / Rehab LoanVA Loan

Waterstone Mortgage Corporation

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 798-3000
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

West Coast Mortgage Group

Independent Broker

5(254)

Status: Operational

Sacramento, CA
(916) 453-7533
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Kappel Mortgage Group, Inc. (KMG)

Independent Broker

5(44)

Status: Operational

Sacramento, CA
(916) 416-5626
Reverse MortgageConventional LoanHELOC / Home EquityVA Loan

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jet Direct Mortgage

Independent Broker

4.3(4)

Status: Operational

Sacramento, CA
(951) 710-3125
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nearby Lenders to Sacramento1 Providers

Gold Bridge Capital Solutions

Independent Broker

No Reviews

Status: Operational

West Sacramento, CA
(916) 407-6057
USDA LoanFHA LoanRefinanceVA Loan

Local Area Summary

Active Coverage

Sacramento has 20 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Supreme Lending NorCal, located in Sacramento just less than 1 miles away.

Community Trust

These local professionals maintain a combined 685 verified reviews with a strong 4.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.