Compare Reverse Mortgage Lenders in SACRAMENTO, California

If you're searching for reverse mortgage lenders in SACRAMENTO, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving SACRAMENTO

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in SACRAMENTO

The Harris Team - Xpert Home Lending

Independent Broker

5(56)

Status: Operational

Sacramento, CA
(916) 765-4783
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Anthony Cesarini at Xpert Home Lending

Independent Broker

5(12)

Status: Operational

Sacramento, CA
(916) 995-5170
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Client 1st Mortgage

Independent Broker

4(4)

Status: Operational

Sacramento, CA
(916) 332-1056
HELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo Loan

Nearby Lenders to SACRAMENTO152 Providers Total

Gold Bridge Capital Solutions

Independent Broker

No Reviews

Status: Operational

West Sacramento, CA
(916) 407-6057
USDA LoanFHA LoanRefinanceVA Loan

Tish Torres at Citywide (NMLS #253078)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 778-6763
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Crystal Miller at Citywide (NMLS #297240)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 539-6464
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sadie Richie at Citywide (NMLS #2155213)

Independent Broker

No Reviews

Status: Operational

Rio Linda, CA
(916) 741-4158
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Capital Mortgage Consultants

Independent Broker

No Reviews

Status: Operational

Davis, CA
(855) 562-6705
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Modern Loans

Independent Broker

5(34)

Status: Operational

Elk Grove, CA
(916) 619-2661
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

ReverseMortgageGuides.org

Independent Broker

No Reviews

Status: Operational

Rancho Cordova, CA
(800) 966-7211

Kate Pavelchik, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 747-0727
Reverse Mortgage

Joleen Brillantes, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 509-3400
Reverse Mortgage

Kristie Anagnos, Finance of America Mortgage LLC

Independent Broker

5(14)

Status: Operational

Elk Grove, CA
(209) 747-1863
Reverse Mortgage

Sharon Sunquist, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 813-5363
Reverse Mortgage

Local Area Summary

Active Coverage

SACRAMENTO has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Supreme Lending NorCal, located in Sacramento just less than 1 miles away.

Community Trust

These local professionals maintain a combined 5234 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.