Compare Reverse Mortgage Lenders in Saint Helena, California

Residents of Saint Helena have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Saint Helena

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Saint Helena200 Providers Total

New American Funding - Dan Toothman

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
N/A
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

New American Funding - Dan Samera

Independent Broker

5(9)

Status: Operational

Santa Rosa, CA
(925) 400-9125
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Erik Oquist NMLS 447900

Independent Broker

5(34)

Status: Operational

Santa Rosa, CA
(707) 889-5626
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Tyler Fowler, Mortgage Broker, Fowler Mortgage Group

Independent Broker

5(14)

Status: Operational

Middletown, CA
(707) 799-9397
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Solutions, Inc

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 259-5272
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Richard McChinak | CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 292-5866
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Donovan Garcia

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(925) 281-0806
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Hilda Hensley-Hensley Mortgage Group

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 254-8891
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Mortgage - Bank of America

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 583-8100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Empower Capital Group

Independent Broker

5(22)

Status: Operational

Santa Rosa, CA
(707) 522-1887
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Seliga Financial

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 577-8737
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Araceli Morales - Mortgage Loan Officer

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 266-7161
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jan Wamsley at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Napa, CA
(707) 322-9156
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michael Brouse at Rate Reverse (NMLS #805832)

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 888-8230

Gary Umholtz at Rate (NMLS #302500)

Independent Broker

5(5)

Status: Operational

Sonoma, CA
(707) 492-1126
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Saint Helena has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066, located in St Helena just 4.6 miles away.

Community Trust

These local professionals maintain a combined 3156 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.