Compare Reverse Mortgage Lenders in Salinas, California

Finding the right HECM specialist in Salinas requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Salinas

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Salinas108 Providers Total

Golden Eagle Mortgage Group

Independent Broker

5(24)

Status: Operational

Hollister, CA
(831) 636-5363
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Lisa Freitas

Independent Broker

5(4)

Status: Operational

Hollister, CA
(408) 500-2838
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Gina Grant | Sr Loan Officer

Independent Broker

5(35)

Status: Operational

Hollister, CA
(831) 524-3494

Cassandra Farnese | Sr Loan Officer

Independent Broker

5(18)

Status: Operational

Hollister, CA
(831) 320-6334

Concept Mortgage

Independent Broker

5(4)

Status: Operational

Watsonville, CA
(831) 722-6250
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

James Saville II at Concept Mortgage

Independent Broker

5(9)

Status: Operational

Watsonville, CA
(831) 535-3954
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Karma Mortgage Solutions

Independent Broker

5(1)

Status: Operational

Watsonville, CA
(831) 462-2496
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Joy Taylan at Rate (NMLS #1378902)

Independent Broker

No Reviews

Status: Operational

Hollister, CA
(831) 902-2097
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Yvonne Claus Bessa at Rate (NMLS #453596)

Independent Broker

4.8(9)

Status: Operational

Hollister, CA
(831) 801-6760
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Hollister, CA
(408) 992-1234
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Luis Oropeza at Rate (NMLS #289042)

Independent Broker

No Reviews

Status: Operational

Hollister, CA
(831) 471-7742
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Holly Darsch at Rate (NMLS #885050)

Independent Broker

5(5)

Status: Operational

Hollister, CA
(831) 888-7777
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bay Equity Lending: Fernando Vicente, Mortgage Broker

Independent Broker

5(21)

Status: Operational

Watsonville, CA
(831) 234-0336
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Seabright Mortgage

Independent Broker

5(2)

Status: Operational

Watsonville, CA
(831) 425-7880
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Carlson Partners, Inc.

Independent Broker

No Reviews

Status: Operational

Gilroy, CA
(408) 888-1965
Reverse MortgageFHA LoanVA LoanRefinance

Local Area Summary

Active Coverage

Salinas has 113 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Steinbeck Real Estate & Steinbeck Mortgage, located in Salinas just 1.1 miles away.

Community Trust

These local professionals maintain a combined 6626 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.