Compare Reverse Mortgage Lenders in San Carlos, California

If you're searching for reverse mortgage lenders in San Carlos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Carlos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Carlos199 Providers Total

Michael Jacobs at Citywide (NMLS #309559)

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(312) 752-1308
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michele Reen at Citywide (NMLS #304120)

Independent Broker

No Reviews

Ready to help with your HECM goals.

Los Gatos, CA
(408) 355-2108
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cherry Creek Mortgage Company

Independent Broker

5(2)

Status: Operational

Pleasanton, CA
(925) 474-1100
Conventional LoanReverse MortgageFHA LoanJumbo Loan

A Good Lender

Independent Broker

5(43)

Status: Operational

Pleasanton, CA
(510) 589-4096
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Denise Colvin at CrossCountry Mortgage

Independent Broker

5(8)

Status: Operational

Pleasanton, CA
(925) 200-4019
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

CU HomeLand

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(800) 649-0193
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

California Reverse Mortgage

Independent Broker

5(9)

Status: Operational

San Ramon, CA
(925) 785-4200
Reverse MortgageJumbo Loan

Preferred Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 838-6800
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Chris Allen

Independent Broker

5(9)

Status: Operational

Los Gatos, CA
(408) 722-9007
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Mary Hou

Independent Broker

4.9(14)

Status: Operational

Los Gatos, CA
(253) 523-3098
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Lewis Wehner

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(916) 794-5132
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Josh Martin

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(408) 781-6881
Conventional LoanRefinanceReverse MortgageFHA LoanJumbo LoanInvestment Property Loan

Freedomstar Financial, Inc.

Independent Broker

5(39)

Status: Operational

San Ramon, CA
(888) 659-0033
Reverse MortgageConventional LoanConstruction / Rehab LoanVA Loan

Robert Huibers, Mortgage Advisor

Independent Broker

5(43)

Status: Operational

Los Gatos, CA
(650) 720-1790
Construction / Rehab LoanReverse MortgageFHA LoanHELOC / Home Equity

Silicon Valley Mortgage

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(408) 260-5900
Commercial LoanReverse MortgageRefinance

Local Area Summary

Active Coverage

San Carlos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is HPI Financial, located in San Carlos just 0.9 miles away.

Community Trust

These local professionals maintain a combined 2898 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.