Compare Reverse Mortgage Lenders in San Clemente, California

Residents of San Clemente have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Clemente

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Clemente182 Providers Total

New American Funding - James Mendoza

Independent Broker

5(1)

Status: Operational

Temecula, CA
(951) 963-9010
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Trustlink Mortgage

Independent Broker

5(153)

Status: Operational

Irvine, CA
(949) 340-0123
Reverse MortgageHELOC / Home EquityRefinance

Bay Equity Home Loans

Independent Broker

5(224)

Status: Operational

Carlsbad, CA
(760) 405-0711
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Dignified Home Loans

Independent Broker

5(4)

Status: Operational

Temecula, CA
(760) 519-4950
Reverse MortgageRefinance

Broadview Home Loans

Independent Broker

5(21)

Status: Operational

Carlsbad, CA
(760) 438-9725
Reverse MortgageRefinance

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Elena Flores - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(619) 346-4846
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dave Medina

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 574-4823
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Wallick & Volk Mortgage Banker

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 296-6066
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Vintage Mortgage Firm

Independent Broker

5(100)

Status: Operational

Temecula, CA
(951) 695-0901
FHA LoanHELOC / Home EquityVA Loan

Josh Jelsing at PGS Home Loans

Independent Broker

4.8(23)

Status: Operational

Carlsbad, CA
(858) 442-9667
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Greg Chigas PGS Home Loans

Independent Broker

5(42)

Status: Operational

Carlsbad, CA
(619) 823-0913
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Katie Burciaga PGS Home Loans

Independent Broker

5(42)

Status: Operational

Carlsbad, CA
(714) 746-1002
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

PGS Home Loans

Independent Broker

5(113)

Status: Operational

Carlsbad, CA
(800) 277-3423
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Evans - CrossCountry Mortgage Carlsbad

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(619) 723-7289
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Raquel Ivery

Independent Broker

5(13)

Status: Operational

Carlsbad, CA
(619) 750-2461
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Clemente has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is San Clemente Reverse Mortgages, located in San Clemente just 3.5 miles away.

Community Trust

These local professionals maintain a combined 7297 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.