Reverse Mortgage Specialists in San Diego

Whether you need a standard HECM or a jumbo reverse mortgage in San Diego, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Diego

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in San Diego

Susan Rich, Mortgage Broker NMLS #246237

Independent Broker

5(5)

Status: Operational

San Diego, CA
(858) 405-1587
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

eMortgageGuys

Independent Broker

5(35)

Status: Operational

San Diego, CA
(619) 344-8807
RefinanceFHA LoanJumbo LoanVA Loan

Abel Tejeda "The Mortgage Guy"

Independent Broker

4.9(74)

Status: Operational

San Diego, CA
(619) 344-8807
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

American Security Mortgage

Independent Broker

5(15)

Status: Operational

San Diego, CA
(619) 533-7900
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Tyson Lending powered by Barrett Financial | Mortgage Broker

Independent Broker

5(22)

Status: Operational

San Diego, CA
(858) 373-7280
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

California Reverse Mortgage

Independent Broker

5(2)

Status: Operational

San Diego, CA
(888) 887-0492
Reverse MortgageJumbo Loan

Griffin Funding, Inc.

Independent Broker

4.7(761)

Status: Operational

San Diego, CA
(855) 546-1028
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Desiree Lowe - Supreme Lending

Independent Broker

5(67)

Status: Operational

San Diego, CA
(858) 263-5900
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Robert Johnson - San Diego Funding

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 840-2021
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mark Chrisman Mortgage Consultant NMLS # 8996

Independent Broker

5(42)

Status: Operational

San Diego, CA
(619) 806-7003
FHA LoanReverse MortgageConventional LoanVA Loan

Michael Denzy - Your Mortgage Connect

Independent Broker

5(24)

Status: Operational

San Diego, CA
(858) 761-1764
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Pacific Home Mortgage Funding, Inc.

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 337-1520
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maureen Martin at HomePlus Mortgage

Independent Broker

5(170)

Status: Operational

San Diego, CA
(619) 857-7191
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding-Rich marra

Independent Broker

4.6(11)

Status: Operational

San Diego, CA
(619) 309-1450
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Greg Wickstrand at Rate (NMLS #664707)

Independent Broker

4.9(32)

Status: Operational

San Diego, CA
(619) 665-9035
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Randy Nathan at Rate (NMLS #675056)

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 200-3070
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

OBMortgage

Independent Broker

5(25)

Status: Operational

San Diego, CA
(619) 701-1299
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

EZ HOME LENDING INC

Independent Broker

5(71)

Status: Operational

San Diego, CA
(626) 636-6843
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Crestline Funding Corporation.

Independent Broker

3(2)

Status: Operational

San Diego, CA
(619) 624-2500
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

GFS Home Loans

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 735-7711
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Drysdale Team - Intercap Lending

Independent Broker

5(165)

Status: Operational

San Diego, CA
(858) 863-6411
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Coastal Mortgage and Realty

Independent Broker

4.9(44)

Status: Operational

San Diego, CA
(619) 591-2916
RefinanceFHA LoanVA Loan

Mortgage Advisors at Barrett Financial Group (NMLS #2328729)

Independent Broker

4.9(148)

Status: Operational

San Diego, CA
(503) 351-5289
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(137)

Status: Operational

San Diego, CA
(877) 978-1922

Home Loans PrimeLending - Jan Savich

Independent Broker

5(22)

Status: Operational

San Diego, CA
(219) 313-3906
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kenia Costa, NMLS: 536257, PrimeLending

Independent Broker

5(91)

Status: Operational

San Diego, CA
(858) 764-7829
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Mortgage

Independent Broker

4.5(50)

Status: Operational

San Diego, CA
(619) 503-9005
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Cabrillo Mortgage

Independent Broker

4.8(40)

Status: Operational

San Diego, CA
(619) 285-0800
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Direct Capital Mortgage

Independent Broker

5(3)

Status: Operational

San Diego, CA
(858) 483-4687
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Trevor Gravink - Mortgage Consultant

Independent Broker

5(65)

Status: Operational

San Diego, CA
(619) 404-6637
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

OneTrust Home Loans

Independent Broker

4.7(151)

Status: Operational

San Diego, CA
(888) 488-3807
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages

Independent Broker

5(19)

Status: Operational

San Diego, CA
(619) 294-9820
Reverse MortgageJumbo Loan

California Reverse Mortgage Company

Independent Broker

5(1)

Status: Operational

San Diego, CA
(888) 808-8486
Reverse MortgageHELOC / Home EquityRefinance

Liberty National Lending Group

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(858) 560-4001
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Liberty National Lending Group: Mike Beal, Mortgage Lender NMLS #236308

Independent Broker

5(50)

Status: Operational

San Diego, CA
(619) 218-4706
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

San Diego Loan Company | San Diego Reverse Mortgage Specialists

Independent Broker

5(24)

Status: Operational

San Diego, CA
(619) 326-4987
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

USA Financial Consultants

Independent Broker

4.8(22)

Status: Operational

San Diego, CA
(858) 560-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Anchor Funding

Independent Broker

4.1(14)

Status: Operational

San Diego, CA
(858) 514-8808
Reverse MortgageRefinance

Ryan Gelardi - Saxton Mortgage LLC

Independent Broker

5(31)

Status: Operational

San Diego, CA
(858) 945-0372
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Swanson Lending

Independent Broker

5(11)

Status: Operational

San Diego, CA
(619) 226-3234
Reverse MortgageVA Loan

San Diego | La Jolla

Independent Broker

2.5(2)

Status: Operational

San Diego, CA
(858) 943-4951
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Guild Mortgage Company

Independent Broker

5(1)

Status: Operational

San Diego, CA
(877) 217-0166
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Smartfi Home Loans

Independent Broker

5(5)

Status: Operational

San Diego, CA
(866) 944-5137
Reverse MortgageFHA Loan

Gaylord-Hansen Team at CrossCountry Mortgage

Independent Broker

4.9(152)

Status: Operational

San Diego, CA
(858) 259-8700
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Nick Maglio

Independent Broker

4.9(58)

Status: Operational

San Diego, CA
(858) 220-4193
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Harmes C2 Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 268-8692
Reverse MortgageJumbo Loan

Timothy Gray - Reverse Mortgage Specialist & Mortgage Broker

Independent Broker

5(37)

Status: Operational

San Diego, CA
(619) 807-5854
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Susan Rich, Mortgage Broker NMLS #246237

Independent Broker

5(12)

Status: Operational

San Diego, CA
(858) 405-1587
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Guild Mortgage - Wiley Corcoran

Independent Broker

No Reviews

Status: Operational

San Diego, CA
N/A

Guild Mortgage - Vickie Nguyen

Independent Broker

5(17)

Status: Operational

San Diego, CA
(858) 348-6067

Integrity Mortgage Group

Independent Broker

4.7(47)

Status: Operational

San Diego, CA
(858) 225-5000
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Renzo Marsano - MAR Financial

Independent Broker

5(175)

Status: Operational

San Diego, CA
(858) 947-3664
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jenny Pham - JP Lending

Independent Broker

5(40)

Status: Operational

San Diego, CA
(858) 567-9999
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Morse - RWM Home Loans

Independent Broker

5(71)

Status: Operational

San Diego, CA
(858) 922-3575

Shanne Sleder, Team Sleder - RWM Home Loans

Independent Broker

5(119)

Status: Operational

San Diego, CA
(858) 829-7186
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

San Diego Mortgage Lending Solutions - C2 Financial

Independent Broker

5(125)

Status: Operational

San Diego, CA
(858) 688-6813
FHA LoanConventional LoanJumbo LoanVA Loan

Instant Loan Processing

Independent Broker

4.8(51)

Status: Operational

San Diego, CA
(888) 860-1552
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Carl Spiteri at OriginPoint NMLS 286890

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 871-0237
USDA LoanConventional LoanFHA LoanVA LoanConstruction / Rehab Loan

Dan Cassel - Trinity Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

American Mortgage Bank

Independent Broker

4.7(13)

Status: Operational

San Diego, CA
(877) 602-7380
Reverse MortgageConventional LoanRefinance

Clark Aliano, Mortgage Broker

Independent Broker

5(29)

Status: Operational

San Diego, CA
(800) 363-5600
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Joely Perez with MyLoanMyHome Brokered by C2Financial Corporation

Independent Broker

5(8)

Status: Operational

San Diego, CA
(858) 337-1026
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

C2 Financial - Tom Caskey

Independent Broker

5(11)

Status: Operational

San Diego, CA
(760) 822-6210
Reverse MortgageJumbo Loan

Tatyana Sapp - The Sapp Team

Independent Broker

5(9)

Status: Operational

San Diego, CA
(866) 812-8192
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Michael D. Lowary- Mike The Loan Guy

Independent Broker

5(10)

Status: Operational

San Diego, CA
(858) 220-9039
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Andy Block | C2 Financial

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(650) 533-0756
Reverse MortgageJumbo Loan

C2 Financial

Independent Broker

4.4(64)

Status: Operational

San Diego, CA
(858) 736-0010
Commercial LoanReverse Mortgage

C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender

Independent Broker

5(55)

Status: Operational

San Diego, CA
(619) 758-5858
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Richard Wolff Mortgage Broker

Independent Broker

5(6)

Status: Operational

San Diego, CA
(858) 259-5200
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

1st American Mortgage Lenders, Inc

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(888) 988-1977
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Brett Alan-Lee at Rate (NMLS #459794)

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 768-5956
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nick Lynch at Rate (NMLS #632963)

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 229-1132
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 272-4332
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mark Angotta at Rate (NMLS #448012)

Independent Broker

5(4)

Status: Operational

San Diego, CA
(858) 716-8788
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Glenn Warren at Rate (NMLS #568792)

Independent Broker

5(7)

Status: Operational

San Diego, CA
(619) 359-8469
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Alex Ramirez - Saxton Mortgage

Independent Broker

5(30)

Status: Operational

San Diego, CA
(619) 853-5424
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Gibran Suffy - OneTrust Home Loans

Independent Broker

5(206)

Status: Operational

San Diego, CA
(619) 559-1000
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mary Van Dorn - Licensed Mortgage Loan Officer

Independent Broker

5(1)

Status: Operational

San Diego, CA
(949) 275-8838
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Greg Parker at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Daniel Shay at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(949) 382-4401
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Danny Valentini at Prosperity Home Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 991-0706
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Rhonda Hummel at Prosperity Home Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Simone De Lira

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 804-7212
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

iLendGirl

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 920-1975
Reverse MortgageFHA LoanRefinance

Christopher Dinofia

Independent Broker

5(35)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

TaliMar Financial

Independent Broker

4.9(75)

Status: Operational

San Diego, CA
(888) 868-8467
Commercial LoanReverse MortgageConstruction / Rehab LoanInvestment Property Loan

Hampton Group Hard Money

Independent Broker

5(27)

Status: Operational

San Diego, CA
(858) 224-5746
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Leah McBride, Finance of America Mortgage LLC

Independent Broker

5(20)

Status: Operational

San Diego, CA
(858) 527-7851
Reverse Mortgage

Craig Brown

Independent Broker

5(20)

Status: Operational

San Diego, CA
(858) 527-7850
Reverse Mortgage

C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298

Independent Broker

5(7)

Status: Operational

San Diego, CA
(858) 603-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

iServe Reverse Mortgage

Independent Broker

5(3)

Status: Operational

San Diego, CA
(415) 717-9989
Reverse Mortgage

iServe Residential Lending, LLC

Independent Broker

4.9(95)

Status: Operational

San Diego, CA
(877) 308-4117
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Kay Akel Mortgage

Independent Broker

5(16)

Status: Operational

San Diego, CA
(858) 888-1570
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Security InterBank Mortgage

Independent Broker

5(2)

Status: Operational

San Diego, CA
(858) 485-0462
Conventional LoanReverse MortgageFHA LoanVA Loan

EQUIS MORTGAGE GROUP

Independent Broker

5(5)

Status: Operational

San Diego, CA
(888) 705-5517
Reverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

San Diego has 96 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Susan Rich, Mortgage Broker NMLS #246237, located in San Diego just 0.7 miles away.

Community Trust

These local professionals maintain a combined 4149 verified reviews with a strong 4.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.