Compare Reverse Mortgage Lenders in SAN DIEGO, California

Whether you need a standard HECM or a jumbo reverse mortgage in SAN DIEGO, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving SAN DIEGO

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to SAN DIEGO104 Providers Total

Daniel Contreras - Western Capital Mortgage

Independent Broker

5(17)

Status: Operational

Chula Vista, CA
(619) 867-0375
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Western Capital Mortgage

Independent Broker

4.5(40)

Status: Operational

Chula Vista, CA
(619) 867-0375
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Andre Enriques Mortgage Banker - VA Loan Expert

Independent Broker

5(199)

Status: Operational

Chula Vista, CA
(619) 208-6499
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Movement Mortgage, LLC

Independent Broker

1(1)

Status: Operational

Chula Vista, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Legacy Capital Group

Independent Broker

5(4)

Status: Operational

El Cajon, CA
(619) 569-6091
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mortgage Heroes

Independent Broker

4.9(149)

Status: Operational

Chula Vista, CA
(619) 934-7775
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Finance Any1

Independent Broker

5(30)

Status: Operational

Santee, CA
(619) 591-2900
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

First Finance Lending

Independent Broker

5(91)

Status: Operational

El Cajon, CA
(619) 444-9993
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kendall Tapia at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(619) 308-6225
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Ian Chi

Independent Broker

5(2)

Status: Operational

Santee, CA
(916) 770-5626
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Frances Burdick

Independent Broker

No Reviews

Status: Operational

Santee, CA
(858) 337-3793
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rob McNelis

Independent Broker

5(4)

Status: Operational

Santee, CA
(619) 279-6162
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Avant Capital

Independent Broker

5(18)

Status: Operational

Del Mar, CA
(858) 350-9407
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669

Independent Broker

5(8)

Status: Operational

Del Mar, CA
(800) 511-4080
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

SAN DIEGO has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Susan Rich, Mortgage Broker NMLS #246237, located in San Diego just 0.7 miles away.

Community Trust

These local professionals maintain a combined 6657 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.