Reverse Mortgage Specialists in San Francisco

Whether you need a standard HECM or a jumbo reverse mortgage in San Francisco, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Francisco

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in San Francisco

Shawn Maxwell - Homepoint Lending Inc

Independent Broker

5(44)

Status: Operational

San Francisco, CA
(650) 759-4094
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jae Jones - Loan Officer | Loan Factory NMLS 1787143 Co-NMLS 320841

Independent Broker

5(1)

Status: Operational

San Francisco, CA
(415) 271-8168
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Ashley Card at Rate (NMLS #291630)

Independent Broker

5(13)

Status: Operational

San Francisco, CA
(707) 343-9768
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dean Rizzi at Rate (NMLS #237278)

Independent Broker

5(14)

Status: Operational

San Francisco, CA
(415) 517-7800
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Stephen Barber at Rate (NMLS #57715)

Independent Broker

5(20)

Status: Operational

San Francisco, CA
(415) 694-5550
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Built specifically for homeowners age 62 and older

Dianne Crosby at Rate (NMLS #304682)

Independent Broker

5(22)

Status: Operational

San Francisco, CA
(510) 269-4184
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kami Zolfaghari at Rate (NMLS #281576)

Independent Broker

No Reviews

Status: Operational

San Francisco, CA
(415) 260-7779
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mark Johnson at Rate (NMLS #451091)

Independent Broker

5(13)

Status: Operational

San Francisco, CA
(805) 448-6094
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CJ Kerls at Rate (NMLS #243438)

Independent Broker

No Reviews

Status: Operational

San Francisco, CA
(415) 586-6003
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jeff Parrott at Rate (NMLS #318227)

Independent Broker

5(3)

Status: Operational

San Francisco, CA
(415) 694-5518
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rachel Bernstein at Rate (NMLS #306889)

Independent Broker

5(2)

Status: Operational

San Francisco, CA
(415) 338-0239
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(4)

Status: Operational

San Francisco, CA
(415) 694-5500
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Phillip Cannon | SVP of Mortgage Lending | Guaranteed Rate

Independent Broker

5(5)

Status: Operational

San Francisco, CA
(415) 429-4971
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Guarantee Mortgage

Independent Broker

5(36)

Status: Operational

San Francisco, CA
(415) 441-5050
Reverse MortgageRefinance

Home Loans by Orlando

Independent Broker

5(37)

Status: Operational

San Francisco, CA
(415) 699-1474
RefinanceFHA LoanJumbo LoanVA Loan

Kathy Derangi

Independent Broker

4.9(8)

Status: Operational

San Francisco, CA
(415) 345-4345
Reverse MortgageRefinance

Bob Bednarz - Guarantee Mortgage

Independent Broker

No Reviews

Status: Operational

San Francisco, CA
(415) 871-5756
Reverse MortgageRefinance

Julie Malta- Guarantee Mortgage NMLS #254124

Independent Broker

4.9(55)

Status: Operational

San Francisco, CA
(415) 203-6800
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Guarantee Mortgage

Independent Broker

No Reviews

Status: Operational

San Francisco, CA
(415) 519-0162
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Mortgage Dove

Independent Broker

4.5(2)

Status: Operational

San Francisco, CA
(800) 605-3128
Refinance

Local Area Summary

Active Coverage

San Francisco has 20 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Shawn Maxwell - Homepoint Lending Inc, located in San Francisco just 0.6 miles away.

Community Trust

These local professionals maintain a combined 279 verified reviews with a strong 4.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.