Reverse Mortgage Specialists in San Francisco
Whether you need a standard HECM or a jumbo reverse mortgage in San Francisco, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving San Francisco

Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

Takes less than 60 seconds.

Takes less than 60 seconds.

Takes less than 60 seconds.
Reverse Mortgage Brokers in San Francisco
Shawn Maxwell - Homepoint Lending Inc
Independent Broker
Status: Operational
Jae Jones - Loan Officer | Loan Factory NMLS 1787143 Co-NMLS 320841
Independent Broker
Status: Operational
Ashley Card at Rate (NMLS #291630)
Independent Broker
Status: Operational
Dean Rizzi at Rate (NMLS #237278)
Independent Broker
Status: Operational
Stephen Barber at Rate (NMLS #57715)
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Built specifically for homeowners age 62 and older
Dianne Crosby at Rate (NMLS #304682)
Independent Broker
Status: Operational
Kami Zolfaghari at Rate (NMLS #281576)
Independent Broker
Status: Operational
Mark Johnson at Rate (NMLS #451091)
Independent Broker
Status: Operational
CJ Kerls at Rate (NMLS #243438)
Independent Broker
Status: Operational
Jeff Parrott at Rate (NMLS #318227)
Independent Broker
Status: Operational
Rachel Bernstein at Rate (NMLS #306889)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Phillip Cannon | SVP of Mortgage Lending | Guaranteed Rate
Independent Broker
Status: Operational
Guarantee Mortgage
Independent Broker
Status: Operational
Home Loans by Orlando
Independent Broker
Status: Operational
Kathy Derangi
Independent Broker
Status: Operational
Bob Bednarz - Guarantee Mortgage
Independent Broker
Status: Operational
Julie Malta- Guarantee Mortgage NMLS #254124
Independent Broker
Status: Operational
Guarantee Mortgage
Independent Broker
Status: Operational
Mortgage Dove
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
San Francisco has 20 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Shawn Maxwell - Homepoint Lending Inc, located in San Francisco just 0.6 miles away.
Community Trust
These local professionals maintain a combined 279 verified reviews with a strong 4.7 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Built specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.