Compare Reverse Mortgage Lenders in SAN FRANCISCO, California

Whether you need a standard HECM or a jumbo reverse mortgage in SAN FRANCISCO, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving SAN FRANCISCO

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to SAN FRANCISCO173 Providers Total

California Mortgage Advisors, Inc

Independent Broker

No Reviews

Ready to help with your HECM goals.

Corte Madera, CA
(415) 329-0707
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Norcal Capital Group, Inc

Independent Broker

No Reviews

Status: Operational

Millbrae, CA
(650) 763-1924
Refinance

Nicholas Ballard

Independent Broker

No Reviews

Status: Operational

Oakland, CA
(415) 935-5512
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brenda Frazier Mortgage Consulting

Independent Broker

No Reviews

Status: Operational

Oakland, CA
(510) 910-2647
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Loankea - We Do Better Mortgage For You

Independent Broker

5(264)

Status: Operational

Corte Madera, CA
(888) 880-1677
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Bart Welles - Guarantee Mortgage

Independent Broker

5(7)

Status: Operational

Corte Madera, CA
(415) 722-1592
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Darlene Gonzalez at Citywide (NMLS #483911)

Independent Broker

5(10)

Status: Operational

Pacifica, CA
(312) 414-1151
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jen Castaneda at Supreme Lending

Independent Broker

5(2)

Status: Operational

Pacifica, CA
(650) 270-4663
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

All California Mortgage Inc

Independent Broker

5(1)

Status: Operational

Larkspur, CA
(800) 371-4545
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Burlingame, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Junie K. Ngai - Mortgage Consultant (Eng,國,粵)

Independent Broker

No Reviews

Status: Operational

Burlingame, CA
(415) 609-5944
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Margeate Work - Work & Associates Home Loans

Independent Broker

5(2)

Status: Operational

Burlingame, CA
(916) 847-3090
USDA LoanFHA LoanRefinanceVA Loan

Phil Caulfield

Independent Broker

5(35)

Status: Operational

Burlingame, CA
(650) 222-0386
Conventional LoanJumbo LoanRefinance

New American Funding - Jed Thibodeau

Independent Broker

5(7)

Status: Operational

Burlingame, CA
(650) 275-2202
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Steven Belluomini

Independent Broker

No Reviews

Status: Operational

Burlingame, CA
(650) 564-3222
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Local Area Summary

Active Coverage

SAN FRANCISCO has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Shawn Maxwell - Homepoint Lending Inc, located in San Francisco just 0.6 miles away.

Community Trust

These local professionals maintain a combined 3385 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.