Compare Reverse Mortgage Lenders in SAN FRANCISCO, California

Whether you need a standard HECM or a jumbo reverse mortgage in SAN FRANCISCO, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving SAN FRANCISCO

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to SAN FRANCISCO173 Providers Total

Dominique Stevens - Mayfair Mortgage Advisors

Independent Broker

5(33)

Status: Operational

San Rafael, CA
(415) 250-8908
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Marin Mortgage Brokers

Independent Broker

5(20)

Status: Operational

San Rafael, CA
(415) 529-5056
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mellissa Ranese-Mortgage Lender-Hablo Español

Independent Broker

5(3)

Status: Operational

Pinole, CA
(510) 221-1847
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Janice Carroll - Barrett Financial Group

Independent Broker

5(49)

Status: Operational

Pinole, CA
(510) 928-0566
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Supreme Lending - Scott Eaton

Independent Broker

5(11)

Status: Operational

San Mateo, CA
(925) 980-9862
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

G. Chinai, Loan Officer, California Mortgage Advisors, Inc.

Independent Broker

No Reviews

Status: Operational

San Rafael, CA
(415) 233-1664
Reverse MortgageConventional LoanJumbo LoanRefinance

New American Funding - Walter Tang

Independent Broker

5(2)

Status: Operational

San Rafael, CA
(949) 269-4003
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Loan Officer Lee David Baer

Independent Broker

5(3)

Status: Operational

San Rafael, CA
(415) 302-4888
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

California Mortgage Advisors, Inc.

Independent Broker

5(15)

Status: Operational

San Rafael, CA
(888) 225-7334
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Classic Home Loans

Independent Broker

4.6(11)

Status: Operational

Lafayette, CA
(925) 299-5390
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bay Area Loan Source

Independent Broker

No Reviews

Status: Operational

Lafayette, CA
(925) 299-5390
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

PACIFIC BAY LENDING, INC.

Independent Broker

No Reviews

Status: Operational

San Rafael, CA
(415) 848-9032
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Alex Maltez Real Estate Team/Broker

Independent Broker

No Reviews

Status: Operational

Hercules, CA
(415) 683-3281
Conventional LoanRefinanceFHA LoanVA Loan

Vivian Pang - Loan Officer | Loan Factory NMLS 2012258 Co-NMLS320841

Independent Broker

5(44)

Status: Operational

Foster City, CA
(650) 921-0888
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Steve Carlin at Rate (NMLS #241643)

Independent Broker

5(5)

Status: Operational

Lafayette, CA
(925) 408-4606
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

SAN FRANCISCO has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Shawn Maxwell - Homepoint Lending Inc, located in San Francisco just 0.6 miles away.

Community Trust

These local professionals maintain a combined 3385 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.