Reverse Mortgage Specialists in San Luis Rey
Residents of San Luis Rey have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving San Luis Rey
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to San Luis Rey200 Providers
Protea Mortgage
Independent Broker
Status: Operational
The Mortgage Hub
Independent Broker
Status: Operational
MANFRED MORTGAGE
Independent Broker
Status: Operational
Jason Gordon at CrossCountry Mortgage
Independent Broker
Status: Operational
Nick Rodriguez at CrossCountry Mortgage
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Elite Lending Team
Independent Broker
Status: Operational
Dan Cassel - Trinity Mortgage
Independent Broker
Status: Operational
Home Mortgage Experts
Independent Broker
Status: Operational
Pacific Coast Home Mortgage & Real Estate Inc
Independent Broker
Status: Operational
PR Mortgage
Independent Broker
Status: Operational
Sea Monster Loans / C2 Financial Corporation
Independent Broker
Status: Operational
Maximum Mortgage & Real Estate, Inc.
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
North Coast Financial, Inc. Hard Money Lenders
Independent Broker
Status: Operational
North Coast Financial: Donald D. Hensel
Independent Broker
Status: Operational
Golden Coast Loans, Inc.
Independent Broker
Status: Operational
Secured Lending Group, Mortgage Broker Belinda Biedebach
Independent Broker
Status: Operational
StreicherTeam Home Loans
Independent Broker
Status: Operational
Chapman Group at CMG Home Loans
Independent Broker
Status: Operational
Armani Lao - CMG Home Loans
Independent Broker
Status: Operational
Dan Chapman
Independent Broker
Status: Operational
Dalila Flores
Independent Broker
Status: Operational
Joe Crespillo - CMG Home Loans
Independent Broker
Status: Operational
Janus Mortgage
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
LoanStar Financial Corp.
Independent Broker
Status: Operational
Russell J. Cox - Mortgage Max
Independent Broker
Status: Operational
Lisa Giacomini at Guaranteed Rate Affinity (NMLS #290781)
Independent Broker
Status: Operational
Pam Curtis Mortgage Advisor
Independent Broker
Status: Operational
David McGee - Mortgage Broker - C2 Financial Corporation
Independent Broker
Status: Operational
GoPrime Mortgage, Inc. San Marcos
Independent Broker
Status: Operational
Broadview Home Loans
Independent Broker
Status: Operational
Josh Jelsing at PGS Home Loans
Independent Broker
Status: Operational
Greg Chigas PGS Home Loans
Independent Broker
Status: Operational
Katie Burciaga PGS Home Loans
Independent Broker
Status: Operational
PGS Home Loans
Independent Broker
Status: Operational
American Mortgage Network
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
Scott Evans - CrossCountry Mortgage Carlsbad
Independent Broker
Status: Operational
Raquel Ivery
Independent Broker
Status: Operational
Jessica Advocat Mortgage Broker
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Mutual of Omaha Mortgage
Independent Broker
Status: Operational
HighTechLending
Independent Broker
Status: Operational
Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175
Independent Broker
Status: Operational
America's Loan Advisors
Independent Broker
Status: Operational
Cypress Realty & Mortgage
Independent Broker
Status: Operational
FITZPATRICK CAPITAL
Independent Broker
Status: Operational
Lineage Lending
Independent Broker
Status: Operational
America One Mortgage Group
Independent Broker
Status: Operational
Premier Home Mortgage of California
Independent Broker
Status: Operational
The Platinum Mortgage Group
Independent Broker
Status: Operational
Reverse Mortgage-Christina Harmes Group
Independent Broker
Status: Operational
Barrett Financial Group, L.L.C.
Independent Broker
Status: Operational
David Todd - Reverse Mortgage Specialist in San Diego CA
Independent Broker
Status: Operational
Scott Swartz @ Loan Advisor Group
Independent Broker
Status: Operational
Reverse Lending Solutions
Independent Broker
Status: Operational
Your Mortgage Shop
Independent Broker
Status: Operational
Fouts Financial
Independent Broker
Status: Operational
Aramco Mortgage, Inc.
Independent Broker
Status: Operational
Bless this Address
Independent Broker
Status: Operational
Steve Tempel, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Team Caspole Real Estate & Lending
Independent Broker
Status: Operational
Dave Medina - The Alevate Group / CMG Home Loans
Independent Broker
Status: Operational
Elena Flores - CMG Home Loans
Independent Broker
Status: Operational
Dave Medina
Independent Broker
Status: Operational
Vintage Mortgage Firm
Independent Broker
Status: Operational
TIME LENDING - Ignacio Ventura
Independent Broker
Status: Operational
New American Funding - Tracey Garamone
Independent Broker
Status: Operational
New American Funding - Mark McLeavy
Independent Broker
Status: Operational
Michelle Magana
Independent Broker
Status: Operational
New American Funding - Beth Richards
Independent Broker
Status: Operational
New American Funding - James Mendoza
Independent Broker
Status: Operational
Wallick & Volk Mortgage Banker
Independent Broker
Status: Operational
The Mortgage House
Independent Broker
Status: Operational
Dignified Home Loans
Independent Broker
Status: Operational
G M Mortgage
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
21st Century Lending
Independent Broker
Status: Operational
The Mortgage Mall, Inc.
Independent Broker
Status: Operational
Eagle Platinum Mortgage
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Kelly Manderscheid at Rate (NMLS #273420)
Independent Broker
Status: Operational
Katrina Papadakis at Rate (NMLS #483906)
Independent Broker
Status: Operational
Ginger Anady - EPIQ Lending Mortgage Loan Officer
Independent Broker
Status: Operational
Brenda Sifodaskalakis - EPIQ Lending Loan Officer
Independent Broker
Ready to help with your HECM goals.
Platinum Mortgage Executives
Independent Broker
Status: Operational
San Clemente Reverse Mortgages
Independent Broker
Status: Operational
Matt Cady Mortgage Team
Independent Broker
Status: Operational
Susann Roznos at CrossCountry Mortgage
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Best Rate Finance & Realty
Independent Broker
Status: Operational
Sarah Weber, Mortgage
Independent Broker
Status: Operational
Troy Green, Finance of America Mortgage LLC
Independent Broker
Status: Operational
C2 Financial John Yeager NMLS #219612
Independent Broker
Status: Operational
HomeSight Mortgage
Independent Broker
Status: Operational
Hogan Realty and Mortgage Services
Independent Broker
Status: Operational
Green Monarch Reverse Mortgage
Independent Broker
Status: Operational
CMG Home Loans
Independent Broker
Status: Operational
John Klicman
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Pianin Team at Rate (NMLS #304014)
Independent Broker
Status: Operational
LifeSource Mortgage
Independent Broker
Status: Operational
David Self
Independent Broker
Status: Operational
William Hockett
Independent Broker
Status: Operational
Marlene Imelda Damian
Independent Broker
Status: Operational
Mike Lynch
Independent Broker
Status: Operational
Payless Reverse Mortgage
Independent Broker
Status: Operational
GM Funding
Independent Broker
Status: Operational
Avid Mortgage Solutions
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Marc Datnow at Rate (NMLS #1707820)
Independent Broker
Status: Operational
Jeff Touchstone at Rate (NMLS #254426)
Independent Broker
Status: Operational
Breeze Funding, Inc.
Independent Broker
Status: Operational
Darren Pike, Finance of America Mortgage LLC
Independent Broker
Status: Operational
New American Funding - Matthew Moore
Independent Broker
Status: Operational
New American Funding - Tom Jessop
Independent Broker
Status: Operational
New American Funding - Ryan Whitmore
Independent Broker
Status: Operational
New American Funding - Jeff Moore
Independent Broker
Status: Operational
New American Funding - Ryan Scott Whitmore
Independent Broker
Status: Operational
Kathy Reese, Finance of America Mortgage LLC
Independent Broker
Status: Operational
David Hopkins, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Jeff Cooper Home Loans and Refinancing
Independent Broker
Status: Operational
PRMI
Independent Broker
Status: Operational
New American Funding - Martha C. Gomez
Independent Broker
Status: Operational
Paul Donovan- The Donovan Group/ HFC Lending
Independent Broker
Status: Operational
Vault Financial - Mortgage Services
Independent Broker
Status: Operational
Rescom Financial Services
Independent Broker
Status: Operational
Countywide Mortgage Lending
Independent Broker
Status: Operational
Hougard Loans, Bayshore Home Loans
Independent Broker
Status: Operational
California Reverse Mortgage
Independent Broker
Status: Operational
MJS Mortgage
Independent Broker
Status: Operational
The EMC Group
Independent Broker
Status: Operational
A Plus Home Loans
Independent Broker
Status: Operational
Federal Capital Funding Group - Borna Joseph Eftekari
Independent Broker
Status: Operational
Marylou Costas, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
ABLE Mortgage
Independent Broker
Status: Operational
Anchor Funding, Inc, CRMP
Independent Broker
Status: Operational
Sanborn Financial
Independent Broker
Status: Operational
Becky Smith Home Loans
Independent Broker
Status: Operational
Stacy Hunjadi - Arbor Financial
Independent Broker
Status: Operational
G M Mortgage
Independent Broker
Status: Operational
Omega 1 Funding
Independent Broker
Status: Operational
The Wright Mortgage Team- Bay Equity Home Loans
Independent Broker
Status: Operational
NEXA Mortgage LLC.: Alan Parker-Duke
Independent Broker
Status: Operational
G M Mortgage
Independent Broker
Status: Operational
Steve O'Brien
Independent Broker
Status: Operational
​Jale Goztepe: Mortgage Broker
Independent Broker
Status: Operational
JJ Mazzo - CrossCountry Mortgage
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Kevin Hall, Real Estate & Mortgage
Independent Broker
Status: Operational
PRMG - Corissa Dailey
Independent Broker
Status: Operational
Pacific Sun Mortgage Co
Independent Broker
Status: Operational
California Mortgage Direct
Independent Broker
Ready to help with your HECM goals.
American Mortgage Network - Joseph S. Restivo
Independent Broker
Status: Operational
iServe Residential Lending, LLC
Independent Broker
Status: Operational
iServe Reverse Mortgage
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
Lyon House
Independent Broker
Status: Operational
Equity Access Group
Independent Broker
Status: Operational
Truss Financial Group
Independent Broker
Status: Operational
Loangevity Mortgage
Independent Broker
Status: Operational
First Link Mortgage
Independent Broker
Status: Operational
Mindful Mortgage Solutions
Independent Broker
Status: Operational
Orange County Mortgage & Loan Specialist
Independent Broker
Status: Operational
EQUIS MORTGAGE GROUP
Independent Broker
Status: Operational
Ladera Lending, Inc.
Independent Broker
Status: Operational
Reverse Mortgage Advisors of America
Independent Broker
Status: Operational
Linear Home Loans Inc.
Independent Broker
Status: Operational
Kay Akel Mortgage
Independent Broker
Status: Operational
Security InterBank Mortgage
Independent Broker
Status: Operational
Rissling Home Lending
Independent Broker
Status: Operational
C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298
Independent Broker
Status: Operational
Leah McBride, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Craig Brown
Independent Broker
Status: Operational
Express Funding Mortgage Company
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Heather Millspaugh, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Hampton Group Hard Money
Independent Broker
Status: Operational
Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669
Independent Broker
Status: Operational
Avant Capital
Independent Broker
Status: Operational
Liberty Financial
Independent Broker
Status: Operational
Gary Mickey, CRMP- C2 Reverse Mortgage
Independent Broker
Status: Operational
C2 Financial Corporation, Reverse Mortgage Division
Independent Broker
Status: Operational
Mortgage Link 1, Inc
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Simone De Lira
Independent Broker
Status: Operational
Ethos Lending
Independent Broker
Status: Operational
South Coast Funding Group
Independent Broker
Status: Operational
Greg Parker at Prosperity Home Mortgage
Independent Broker
Status: Operational
Danny Valentini at Prosperity Home Mortgage
Independent Broker
Status: Operational
Daniel Shay at Prosperity Home Mortgage
Independent Broker
Status: Operational
Rhonda Hummel at Prosperity Home Mortgage
Independent Broker
Status: Operational
Mary Van Dorn - Licensed Mortgage Loan Officer
Independent Broker
Status: Operational
Gibran Suffy - OneTrust Home Loans
Independent Broker
Status: Operational
Alex Ramirez - Saxton Mortgage
Independent Broker
Status: Operational
Glenn Warren at Rate (NMLS #568792)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Mark Angotta at Rate (NMLS #448012)
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
San Luis Rey has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Protea Mortgage, located in Fallbrook just 4.0 miles away.
Community Trust
These local professionals maintain a combined 6264 verified reviews with a strong 3.6 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.