Compare Reverse Mortgage Lenders in San Luis Rey, California

Residents of San Luis Rey have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Luis Rey

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Luis Rey200 Providers Total

Protea Mortgage

Independent Broker

No Reviews

Status: Operational

Fallbrook, CA
(866) 411-9016
RefinanceReverse MortgageVA Loan

The Mortgage Hub

Independent Broker

5(7)

Status: Operational

Bonsall, CA
(760) 612-6189
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MANFRED MORTGAGE

Independent Broker

5(10)

Status: Operational

Fallbrook, CA
(760) 723-2232
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Jason Gordon at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(619) 200-8031
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nick Rodriguez at CrossCountry Mortgage

Independent Broker

5(36)

Status: Operational

Oceanside, CA
(619) 304-3888
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Elite Lending Team

Independent Broker

5(147)

Status: Operational

Fallbrook, CA
(858) 519-7091
Reverse MortgageVA Loan

Dan Cassel - Trinity Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Home Mortgage Experts

Independent Broker

5(41)

Status: Operational

Oceanside, CA
(866) 411-5472
RefinanceHELOC / Home EquityVA Loan

Pacific Coast Home Mortgage & Real Estate Inc

Independent Broker

5(54)

Status: Operational

Oceanside, CA
(888) 893-7775
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanJumbo LoanInvestment Property Loan

PR Mortgage

Independent Broker

5(1)

Status: Operational

Oceanside, CA
(949) 294-8411
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Sea Monster Loans / C2 Financial Corporation

Independent Broker

5(11)

Status: Operational

Oceanside, CA
(760) 814-1882
Commercial LoanReverse Mortgage

Maximum Mortgage & Real Estate, Inc.

Independent Broker

4(23)

Status: Operational

Oceanside, CA
(760) 301-5758

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

North Coast Financial, Inc. Hard Money Lenders

Independent Broker

5(69)

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanReverse MortgageInvestment Property LoanRefinance

North Coast Financial: Donald D. Hensel

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanInvestment Property LoanRefinance
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Local Area Summary

Active Coverage

San Luis Rey has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Protea Mortgage, located in Fallbrook just 4.0 miles away.

Community Trust

These local professionals maintain a combined 6264 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.