Compare Reverse Mortgage Lenders in San Luis Rey, California

Residents of San Luis Rey have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Luis Rey

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Luis Rey200 Providers Total

Marylou Costas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 975-0255
Reverse Mortgage

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(818) 995-1700
Reverse Mortgage

ABLE Mortgage

Independent Broker

5(28)

Status: Operational

Temecula, CA
(951) 899-0009
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Anchor Funding, Inc, CRMP

Independent Broker

5(24)

Status: Operational

Wildomar, CA
(951) 805-0063
Reverse MortgageJumbo Loan

Sanborn Financial

Independent Broker

5(2)

Status: Operational

Encinitas, CA
(760) 943-7200
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Becky Smith Home Loans

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 737-3000

Stacy Hunjadi - Arbor Financial

Independent Broker

4.7(12)

Status: Operational

Escondido, CA
(949) 689-8089
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

G M Mortgage

Independent Broker

5(17)

Status: Operational

Rancho Santa Fe, CA
(760) 632-5944
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Omega 1 Funding

Independent Broker

5(21)

Status: Operational

San Juan Capistrano, CA
(949) 828-6228
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Wright Mortgage Team- Bay Equity Home Loans

Independent Broker

5(12)

Status: Operational

Del Mar, CA
N/A
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

NEXA Mortgage LLC.: Alan Parker-Duke

Independent Broker

5(1)

Status: Operational

San Juan Capistrano, CA
(949) 842-4737
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

G M Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Santa Fe, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Steve O'Brien

Independent Broker

5(5)

Status: Operational

Solana Beach, CA
(858) 254-3694
Reverse MortgageFHA LoanJumbo LoanVA Loan

​Jale Goztepe: Mortgage Broker

Independent Broker

4.9(68)

Status: Operational

San Juan Capistrano, CA
(949) 294-8076
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

JJ Mazzo - CrossCountry Mortgage

Independent Broker

4.8(134)

Status: Operational

San Juan Capistrano, CA
(877) 237-9694
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Luis Rey has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Protea Mortgage, located in Fallbrook just 4.0 miles away.

Community Trust

These local professionals maintain a combined 6264 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.