Compare Reverse Mortgage Lenders in San Pedro, California

Whether you need a standard HECM or a jumbo reverse mortgage in San Pedro, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Pedro

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Pedro200 Providers Total

Best Finance Capital

Independent Broker

4.6(29)

Status: Operational

Huntington Beach, CA
(714) 909-2929
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Hipoteca Revertida

Independent Broker

No Reviews

Status: Operational

Downey, CA
(562) 881-9811
Reverse MortgageJumbo Loan

Home Central Financial, Reverse Mortgage, Refinance, Va, Fha

Independent Broker

4.9(121)

Status: Operational

Downey, CA
(562) 881-9811
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

AFN Inc

Independent Broker

5(7)

Status: Operational

Downey, CA
(562) 305-4818
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Loan Factory - Where we build your dream

Independent Broker

No Reviews

Status: Operational

Midway City, CA
(714) 855-6232
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Pacific Coast Funding

Independent Broker

5(79)

Status: Operational

Huntington Beach, CA
(714) 608-2447
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

5(4)

Status: Operational

Downey, CA
(626) 653-1171
Reverse Mortgage

Charles Kwak, Finance of America Mortgage LLC

Independent Broker

5(3)

Status: Operational

Downey, CA
(714) 329-2424
Reverse Mortgage

Gary Otico- Vista Funding Corp

Independent Broker

5(2)

Status: Operational

Huntington Beach, CA
(714) 553-4905
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Oceanside Mortgage Corp

Independent Broker

3.7(6)

Status: Operational

Huntington Beach, CA
(714) 588-7583

Vista Funding Corporation

Independent Broker

5(82)

Status: Operational

Huntington Beach, CA
(714) 965-1234
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Raven Mortgage

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 848-9588

Internet Loans Direct

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(855) 545-2022
Conventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Alston and Associates Mortgage Company

Independent Broker

5(1)

Status: Operational

Los Angeles, CA
(310) 665-8688
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Exceed Lending

Independent Broker

4.9(152)

Status: Operational

La Mirada, CA
(833) 567-8899
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Pedro has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Excel Funding Real Estate Services, Inc., located in Rancho Palos Verdes just 2.1 miles away.

Community Trust

These local professionals maintain a combined 5817 verified reviews with a strong 3.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.