Compare Reverse Mortgage Lenders in San Ramon, California

Whether you need a standard HECM or a jumbo reverse mortgage in San Ramon, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Ramon

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Ramon170 Providers Total

Matt Steinmetz Team

Independent Broker

5(63)

Status: Operational

Walnut Creek, CA
(925) 478-2040
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Ashley O'Brien Mortgage Advisor

Independent Broker

5(5)

Status: Operational

Walnut Creek, CA
(925) 497-5647
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Zach Griffin - New American Funding

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(510) 325-1095
Reverse MortgageRefinance

New American Funding- Matthew Sharp- Mortgage lender

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(510) 381-4271
Reverse MortgageHELOC / Home Equity

New American Funding - Matt Sharp

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
N/A
Reverse MortgageHELOC / Home Equity

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

New American Funding - Lucy Ta

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 308-6597
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Castle & Cooke Mortgage

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 395-4643
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Land Home Financial Services - Concord Walnut Creek

Independent Broker

4.8(26)

Status: Operational

Walnut Creek, CA
(925) 338-8600
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Silvia Urbina Padilla Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Thinura Kachchakaduge Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Connect

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(888) 221-7444
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Robert Ring Team - Cross Country Mortgage NMLS 1034016

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 322-1597
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Billy Babcock at CrossCountry Mortgage

Independent Broker

5(32)

Status: Operational

Walnut Creek, CA
(925) 393-0809
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

CrossCountry Mortgage, LLC

Independent Broker

3(2)

Status: Operational

Walnut Creek, CA
(925) 393-0809
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

San Ramon has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Depac Parthi, Shining Star Funding, located in San Ramon just 2.4 miles away.

Community Trust

These local professionals maintain a combined 2710 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.