Compare Reverse Mortgage Lenders in Santa Maria, California
Finding the right HECM specialist in Santa Maria requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Santa Maria
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in Santa Maria
Envoy Mortgage
Independent Broker
Status: Operational
Eddie San Jose at Envoy Mortgage | NMLS #633240
Independent Broker
Status: Operational
Geneva Financial, LLC: Charles Motley
Independent Broker
Status: Operational
Mickey Hellman at Certainty Home Lending (NMLS #244724)
Independent Broker
Status: Operational
Nearby Lenders to Santa Maria71 Providers Total
Phoebe Jaeckels
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Nathan Hugh, Mortgage Broker NMLS #1881848
Independent Broker
Status: Operational
Espy Dominguez - Pacific Trust Mortgage
Independent Broker
Status: Operational
Pacific Trust Mortgage - Santa Maria Valley
Independent Broker
Status: Operational
Envoy Mortgage
Independent Broker
Status: Operational
Envoy Mortgage
Independent Broker
Status: Operational
American Senior Reverse Mortgage
Independent Broker
Status: Operational
David Brown with High Tech Lending
Independent Broker
Status: Operational
CMG Home Loans
Independent Broker
Status: Operational
Leachman Home Loans
Independent Broker
Status: Operational
Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Santa Maria has 75 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Envoy Mortgage, located in Santa Maria just 11.6 miles away.
Community Trust
These local professionals maintain a combined 1064 verified reviews with a strong 3.5 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.