Compare Reverse Mortgage Lenders in Santa Monica, California
Residents of Santa Monica have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Santa Monica
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in Santa Monica
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
Reverse Your Thinking® Mortgage
Independent Broker
Status: Operational
Commonwealth Bancorp
Independent Broker
Status: Operational
Nearby Lenders to Santa Monica197 Providers Total
Mortgage Capital Partners
Independent Broker
Status: Operational
Sunset Lending & Realty
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Los Angeles Mortgage
Independent Broker
Status: Operational
Ridge Capital Group
Independent Broker
Status: Operational
Greg Roberts at Prosperity Home Mortgage
Independent Broker
Status: Operational
Queen Bee Brokers
Independent Broker
Status: Operational
Jennifer Jaye Fraser | Queen Bee Brokers
Independent Broker
Status: Operational
RE Mortgage Advisors
Independent Broker
Status: Operational
SKR Capital Group, Inc.
Independent Broker
Status: Operational
PacShores Mortgage Inc
Independent Broker
Status: Operational
CP Financial and CP Realty Inc.
Independent Broker
Status: Operational
Los Angeles Hard Money Loan - City Capital Realty
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Santa Monica has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Guaranteed Rate, located in Santa Monica just less than 1 miles away.
Community Trust
These local professionals maintain a combined 3218 verified reviews with a strong 3.4 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.